Paid advertisement
Smart Money People Logo
Newsletter

StepChange: Debt advice reviews

4.92
Based on 18,661 reviews, last reviewed 10th Jul 2026
126000% increase in 5 star reviews
in the past 90 days
1600% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
97%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

StepChange have helped me become debt free, I comple... StepChange have helped me become debt free, I completed the budget form and entered in the amount that I owed and they gave me a plan to pay off my de... Read more Reviewed on: 10th July 2026
SM's avatar
SM

Latest lowest rating:

1

You can not get in touch over the phone unless it’s... You can not get in touch over the phone unless it’s early morning or you are in luck, meaning it would be time off work to call. When I have got throu... Read more Reviewed on: 22nd June 2026
Co's avatar
Co

About this product

StepChange offer free and impartial advice to people who want to be free of debt.

The StepChange team will take time to understand your situation and then give you tailored advice based on your circumstances. StepChange can support you through a wide range of debt solutions including debt management plans and IVAs.

StepChange debt advice reviews help you find out what it’s really like to be a customer. If you’ve used StepChange before, you can also leave a review and share your experience.

StepChange Debt advice reviews (18661)

Review of the StepChange, Debt advice:

Supportive and Caring

5
Stepchange is the understanding, none criticising option for anyone who has unfortunately fell into debt I would sure recommend them. Reviewed on: 3rd August 2021

Debt change

5
Stepchange changed my life and took away the worry of owing money that I couldn't pay back to a manageable sum that I could afford by intervening with my creditors and arranging an affordable sum Reviewed on: 6th May 2026

Have always been helpful and listened and made sure...

5
Have always been helpful and listened and made sure I am doing best for mysel Reviewed on: 6th May 2026

Relief and elation

5
Once I got set up with stepchange it's taught me the value of playing regular payments this will help my credit rating for the future if I need it. I would advise anyone with debt problems to just talk to someone it takes a whole lot of pressure off Reviewed on: 6th May 2026

Great first part second poor

5
Was good experience as always only down fall was when got but through to next step the man had kindly set up 23 calls in front of me and no call back I’m disabled and I could not complete Reviewed on: 6th May 2026

I was medically discharged from the services in 2025...

5
I was medically discharged from the services in 2025, I became housebound and depressed and gambled heavily, losing 10's of thousands of pounds. Stepchange helped by going through a budget, giving me options to repay what I owed, and keeping debt collectors away. They were the first step to recovery for me. Reviewed on: 6th May 2026

Very supportive, helpful and reassuring

5
Very supportive, helpful and reassuring Reviewed on: 6th May 2026

Stepchange heiped me manage my debt.

5
Stepchange heiped me manage my debt. I had no idea how to turn things around until I seeked help from Stepchange. Reviewed on: 6th May 2026

Life saver - it literally took a huge weight off my...

5
Life saver - it literally took a huge weight off my shoulders- we've been paying back monthly interest free debt for eight years- only two to go- was a very large debt! No debtors hassling us- house safe- and now light at the end of the tunnel! Brilliant. Reviewed on: 6th May 2026

So very very helpful, my debts are almost paid off t...

5
So very very helpful, my debts are almost paid off thanks to step change Reviewed on: 6th May 2026

Straight from the start there was no judgement or sh...

5
Straight from the start there was no judgement or shame. Easy to deal with and rakes away some of the worry Reviewed on: 6th May 2026

Do you have a different StepChange product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from StepChange?

  • Mortgage Broker

    from StepChange 4.26 from 6 reviews
    StepChange
    View all products