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StepChange: Debt advice reviews

4.92
Based on 18,655 reviews, last reviewed 1st Jul 2026
188850% increase in 5 star reviews
in the past 90 days
1600% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
97%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Reliable institution Reliable institution that supports the client with the most update information and gives a great help with the finantial problems Reviewed on: 1st July 2026
Jose M's avatar
Jose M

Latest lowest rating:

1

You can not get in touch over the phone unless it’s... You can not get in touch over the phone unless it’s early morning or you are in luck, meaning it would be time off work to call. When I have got throu... Read more Reviewed on: 22nd June 2026
Co's avatar
Co

About this product

StepChange offer free and impartial advice to people who want to be free of debt.

The StepChange team will take time to understand your situation and then give you tailored advice based on your circumstances. StepChange can support you through a wide range of debt solutions including debt management plans and IVAs.

StepChange debt advice reviews help you find out what it’s really like to be a customer. If you’ve used StepChange before, you can also leave a review and share your experience.

StepChange Debt advice reviews (18655)

Review of the StepChange, Debt advice:

Dare to hope,!

5
I have been very ill with cancer. During my treatments I took my eye off the ball as the saying goes. Was too ill to deal with post and many many calls from people demanding money. I was becoming paranoid about the phone,the postman. Well debts don’t go away I didn’t know where or who to turn to, my life was such a mess, I was even contemplating ending it all. A friend came here and said why don’t we ring Stepchange the debt charity. I had nothing to lose but from that very first call, they made me feel like we can sort this out together and took me through every single step. Every person I spoke with was efficient,nothing was too much trouble, kind and compassionate. Made me feel like perhaps I could live a life. Am not the only person this happens to. Quite a bit of paperwork which I found daunting but even if I was stuck on silly questions I always got a real person to speak with. I can’t praise them high enough Reviewed on: 27th August 2024

I cannot say to much, but if it wasnt for these peop...

5
I cannot say to much, but if it wasnt for these people id of ended my life a long time ago....debt is no joke and these people actially cared and ha e made a massive difference to my outlook Reviewed on: 6th May 2026

Excellent

4
They are very helpful and give good advice Reviewed on: 6th May 2026

Easy helpful advice given.

5
Easy helpful advice given. Setting up my DMP was easy and has sorted all my debts into 1 simple payment each month to stepchange who then pay my creditors. Reviewed on: 6th May 2026

I highly recommend StepChange

5
The help I required was available quickly and provided without judgment. The relief I felt after engaging with StepChange was enormous and the whole process was not only efficient, but also hugely reassuring. Although I didn’t need much follow-up with my DMP, when I did have any issues they were dealt with quickly and professionally. Reviewed on: 6th May 2026

Step change have made a real difference to my financ...

5
Step change have made a real difference to my financial state - The template is very easy to use recording income and out goings and showing an affordable Amount to pay each month. Once an amount is agreed They contact your debtors on your behalf and arrange a payment plan and a direct debit is set up to pay them directly. They have taken so much stress and worry away from me financially and I am grateful they provide this service Thank you for great customer service and support Reviewed on: 6th May 2026

I was in debt and very disturb.

5
I was in debt and very disturb. They give me good advice and help me. Reviewed on: 6th May 2026

great company. i can not fault it.

5
i have been using them for a few years now and it has been great... i am paying my debt and i never have been harassed by the debtors. i would certainly recommend it to everyone. Reviewed on: 6th May 2026

I was at my wits end, not anymore.

5
I was at my wits end, not anymore. I had been gradually sinking deeper into debt and really didn’t know where to start trying to climb out, the got interest frozen and I can now see some light at the end of the tunnel Reviewed on: 6th May 2026

Am already over 10 years with stepchange all staff v...

5
Am already over 10 years with stepchange all staff very helpful and they are doing the best to find the easy way for you with 0 stress. Reviewed on: 6th May 2026

Considerate councilling.

5
Very fair and reasonable in their attitude to their clients. The staff are very understanding of people's situations. Reviewed on: 6th May 2026

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