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StepChange: Debt advice reviews

4.92
Based on 18,652 reviews, last reviewed 30th Jun 2026
188700% increase in 5 star reviews
in the past 90 days
1600% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
97%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Probably saved my life can't thank you enough Probably saved my life can't thank you enough Reviewed on: 30th June 2026
Bella 's avatar
Bella

Latest lowest rating:

1

You can not get in touch over the phone unless it’s... You can not get in touch over the phone unless it’s early morning or you are in luck, meaning it would be time off work to call. When I have got throu... Read more Reviewed on: 22nd June 2026
Co's avatar
Co

About this product

StepChange offer free and impartial advice to people who want to be free of debt.

The StepChange team will take time to understand your situation and then give you tailored advice based on your circumstances. StepChange can support you through a wide range of debt solutions including debt management plans and IVAs.

StepChange debt advice reviews help you find out what it’s really like to be a customer. If you’ve used StepChange before, you can also leave a review and share your experience.

StepChange Debt advice reviews (18652)

Review of the StepChange, Debt advice:

Dare to hope,!

5
I have been very ill with cancer. During my treatments I took my eye off the ball as the saying goes. Was too ill to deal with post and many many calls from people demanding money. I was becoming paranoid about the phone,the postman. Well debts don’t go away I didn’t know where or who to turn to, my life was such a mess, I was even contemplating ending it all. A friend came here and said why don’t we ring Stepchange the debt charity. I had nothing to lose but from that very first call, they made me feel like we can sort this out together and took me through every single step. Every person I spoke with was efficient,nothing was too much trouble, kind and compassionate. Made me feel like perhaps I could live a life. Am not the only person this happens to. Quite a bit of paperwork which I found daunting but even if I was stuck on silly questions I always got a real person to speak with. I can’t praise them high enough Reviewed on: 27th August 2024

They helped me in a time of need and they were very...

5
They helped me in a time of need and they were very compassionate and kind. I wasn’t made to feel bad about my situation. Reviewed on: 6th May 2026

Double redundancy

1
Joined stepchange after being made redundant, then ha to rejoin after Covid because I was made redundant again. Always a great help - even when I applied for a job where enquiries into my finances were required. Highly recommended. Reviewed on: 6th May 2026

From the start they were very much professional and...

5
From the start they were very much professional and very knowledgeable about financial matters and they had the knowledge to help me with my finances I was very happy to have them to help me out with the money that I could afford to pay off the debts that I accumulated. Reviewed on: 6th May 2026

Well I just want to thank step change for the help I...

5
Well I just want to thank step change for the help I was very worried about my situation I new this wud be short term with just a few more years to go but having reduced income caused me some very sleepless nights it's a shame the creditors weren't so helpful instead of making life a worrying time I can't tell u wot was going through my mind lieing there at night thinking of trying to get out of this situation but step change helped me massively it's not over yet worrying about were we go from here my wife is disabled so we have put the house up for sale and all been well my debts will get paid off in full step change did all the work for me and I've started to compose myself and I no if there any step backs step change will help me out but let's hope it doesn't come to that so if there's anyone out there who reads this and Ur financially struggling please contact step change there here to support u and help us Reviewed on: 6th May 2026

They helped me a lot.

5
They helped me a lot. They saved me from a lot of stress, I was very stressed. Now I am very calm. Reviewed on: 6th May 2026

Very thankful for Stepchange

5
I really cannot say how thankful I am for all of the advice and help the lovely people at StepChange have given me. If you are unsure what to do with your debt, please reach out to StepChange. Reviewed on: 6th May 2026

Would recommend this company

5
Stepchange where with me every step of the way , giving me great advice, sorting out my debts, It was such a great release not having to rob Peter to Paul Reviewed on: 6th May 2026

In Financial ruin

4
Soo glad I had this option to have debt help. Reviewed on: 6th May 2026

So supportive and felt relief from day 1.

5
So supportive and felt relief from day 1. Everything was just easy and no worries any more. Brilliant always. Reviewed on: 6th May 2026

I was so worried and was told to use Step Change.

5
I was so worried and was told to use Step Change. It’s a life saver. The staff were so kind, not judgmental and helped me all the way through when I needed it. The end results have been a relief and life changing when I was not sleeping because of worry. Thank you all for your patience and advice Reviewed on: 6th May 2026

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