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StepChange: Debt Management reviews

4.95
Based on 14,697 reviews, last reviewed 21st Jul 2025
169600% increase in 5 star reviews
in the past 90 days
500% increase in 1 star reviews
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Latest highest rating:

5

Stepchang benifits Stepchange has been very helpful with keeping my debts undercontrol and solving trhoise issue which would have ben to difficult on my own. Reviewed on: 21st July 2025
Brian Holt's avatar
Brian Holt

Latest lowest rating:

2

My payments are not aligned with the date required b... My payments are not aligned with the date required by the credit card which cased major attention on my credit rating report Reviewed on: 23rd June 2025
Magda 's avatar
Magda

About this product

Read or write Step Change debt management reviews from the Smart Money People community. if you're considering using Step Change, read our reviews from people like you to decide whether it's the best product for you. Our reviews come from people who have used the product, so can offer some great insight as to whether it's good or bad. Been a Step Change debt management customer in the past? Write a review today and help others!

StepChange Debt Management reviews (14697)

Review of the StepChange, Debt Management:

Retaking control

5
You've come to the end of your tether, swamped by red letters and final notices. So phone StepChange - one of the best half hours of your life. They sort out what you spend on what, what you owe, what you can afford to pay back after allowances are made for the amount you need to live on. Then they sort out the repayments (through them) and companies listen to them whereas they wouldn't listen to you, because they have standing. And the best bit (apart from the relief of finally doing something positive about things) is that they're a charity and won't charge you a penny. Reviewed on: 23rd April 2017

Debt free

5
Great company sorted all my problems out and gave me peace of mind Reviewed on: 4th July 2025

I considered ending it all.....

5
I was unable to sleep, eat and considered ending everything as I could not cope at all. I had to pluck up courage to call StepChange but once this had been accomplished they made it very easy and everything else just flowed. I was never made to feel like a complete failure and have been able to get my life back on track. I rarely need to speak to customer service but when I do, they are kind, caring and non-judgmental. Reviewed on: 4th July 2025

So helpful and supportive without any judgements

5
So helpful and supportive without any judgements at all. Over many years and many calls, they literally could not have done more. Im so thankful for Stepchange. Reviewed on: 3rd July 2025

Changed my life!

5
StepChange have really changed my life. All of a sudden I found myself I a huge amount of debt and was only managing to make minimum monthly payments. I heard of StepChange on the radio one evening and finally gave them a call. They talked through everything step by step with me and helped me set up a DMP, my circumstances changed various times over my repayment period, and I could easily review my income and outgoings online so that my monthly payments went down / up where I needed it. I’m so grateful for what they have done and am in such a better place now thanks to StepChange. Couldn’t recommend them enough to anyone struggling with debt. Reviewed on: 3rd July 2025

Easy process

5
An easy process for a troubling time. The help was excellent and forms easy to complete. The result is I am now debt free and feel so much relief. Reviewed on: 30th June 2025

I've been with step change for a long never had a p...

5
I've been with step change for a long never had a problem really helpfull how Reviewed on: 30th June 2025

helpful and supportive service

5
Found them helpful and supportive me in finding an affordable plan for me Reviewed on: 30th June 2025

Help & guidance.

5
Provided help and guidance to enable me to make the necessary changes to sort my finances out. Reviewed on: 29th June 2025

They are very friendly understanding.

5
They are very friendly understanding. Professional and Polite Reviewed on: 27th June 2025

You never know what's around the corner.

5
You never know what's around the corner. We got into debt due to my husband having head and neck cancer. He looked and felt perfectly fit and then the diagnosis hit. He had to give up work and overnight we lost an income. It can happen to anyone. We couldn't see any light at the end of the tunnel and then we telephoned StepChange and it felt like a gentle arm around us telling us they could help. Those few words were enough for me to sleep without waking up dreading the post arriving. Reviewed on: 26th June 2025

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