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StepChange: Debt advice reviews

4.95
Based on 14,715 reviews, last reviewed 31st Dec 2025
86% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
97%
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3%
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0%
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0%
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Latest highest rating:

5

I was so stressed wished I had done this years ago m... I was so stressed wished I had done this years ago made my life so simpler and learned to live within my means. Reviewed on: 31st December 2025
Debbie P's avatar
Debbie P

Latest lowest rating:

2

My payments are not aligned with the date required b... My payments are not aligned with the date required by the credit card which cased major attention on my credit rating report Reviewed on: 23rd June 2025
Magda 's avatar
Magda

About this product

StepChange offer free and impartial advice to people who want to be free of debt.

The StepChange team will take time to understand your situation and then give you tailored advice based on your circumstances. StepChange can support you through a wide range of debt solutions including debt management plans and IVAs.

StepChange debt advice reviews help you find out what it’s really like to be a customer. If you’ve used StepChange before, you can also leave a review and share your experience.

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StepChange Debt advice reviews (14715)

Always very friendly staff and helpful

5
Always very friendly staff and helpful Reviewed on: 23rd May 2025

Life saver ' literally

5
Step chsnge wee excellent. From feeling overwhelmed with no easy way out to seeing light at the end of the tunnel. Very simple process. Some of my debtors stopped charging interest which i doubt woupd hsve gappened without step change Reviewed on: 23rd May 2025

Best decision I've ever made

5
I was so stressed and completely overwhelmed trying to keep on top of all my debts. Literally living from paycheck to paycheck and being terrified how to afford anything “extra” for the month like an MOT or even going for a meal with friends. Step change has changed my life, I honestly can’t recommend them enough. I felt initially embarrassed explaining and adding up all my debts but they were so kind and understanding! If you are in a similar position please get in touch with them you will be so glad you did! Reviewed on: 23rd May 2025

Made a very stressful situationa lot better

5
Made a very stressful situation a lot better . Very understanding staff Reviewed on: 23rd May 2025

Peace of mind and stress free life

5
The support gave peace of mind and stress free life Reviewed on: 23rd May 2025

Amazing, thank you

5
Quick, easy, would be nice to have confirmation that the creditors have accepted the offers, apart from that, it’s been a massive help and a huge relief, thank you Reviewed on: 23rd May 2025

From the start they have been supportive, and did no...

5
From the start they have been supportive, and did not judge me. They explained everything in detail, allowing me to make the options. Reviewed on: 23rd May 2025

Needed help and they are there all time on end of th...

5
Needed help and they are there all time on end of the phone Reviewed on: 23rd May 2025

They took the stress out of my debt

5
StepChange dealt with my debtors and arranged my debt management plan after I filled out their online form. They took the stress out of my situation. It's easy to check up on my progress through their online portal and they respond to any queries I have quickly. Reviewed on: 23rd May 2025

Best charity organisation

5
Stepchange understands people situation and helps them out in dire situations. Reviewed on: 23rd May 2025

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