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StepChange: Debt advice reviews

4.92
Based on 18,650 reviews, last reviewed 28th Jun 2026
188650% increase in 5 star reviews
in the past 90 days
1600% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
97%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Non judgemental and really support you what ever you... Non judgemental and really support you what ever your situation. Very easy to talk to and so much support on your journey to being debt free Reviewed on: 28th June 2026
Sharon Peart's avatar
Sharon Peart

Latest lowest rating:

1

You can not get in touch over the phone unless it’s... You can not get in touch over the phone unless it’s early morning or you are in luck, meaning it would be time off work to call. When I have got throu... Read more Reviewed on: 22nd June 2026
Co's avatar
Co

About this product

StepChange offer free and impartial advice to people who want to be free of debt.

The StepChange team will take time to understand your situation and then give you tailored advice based on your circumstances. StepChange can support you through a wide range of debt solutions including debt management plans and IVAs.

StepChange debt advice reviews help you find out what it’s really like to be a customer. If you’ve used StepChange before, you can also leave a review and share your experience.

StepChange Debt advice reviews (18650)

Review of the StepChange, Debt advice:

Dare to hope,!

5
I have been very ill with cancer. During my treatments I took my eye off the ball as the saying goes. Was too ill to deal with post and many many calls from people demanding money. I was becoming paranoid about the phone,the postman. Well debts don’t go away I didn’t know where or who to turn to, my life was such a mess, I was even contemplating ending it all. A friend came here and said why don’t we ring Stepchange the debt charity. I had nothing to lose but from that very first call, they made me feel like we can sort this out together and took me through every single step. Every person I spoke with was efficient,nothing was too much trouble, kind and compassionate. Made me feel like perhaps I could live a life. Am not the only person this happens to. Quite a bit of paperwork which I found daunting but even if I was stuck on silly questions I always got a real person to speak with. I can’t praise them high enough Reviewed on: 27th August 2024

So easy to set up and staff very helpful and it has...

5
So easy to set up and staff very helpful and it has taken a great weight off my mind with my credit card debt. Reviewed on: 6th May 2026

StepChange gave me a clear plan

5
StepChange have been brilliant and now I can see a clear path to be debt free ! Excellent communication from day one. Reviewed on: 6th May 2026

Stepchange have been amazing,they don't judge and ha...

5
Stepchange have been amazing,they don't judge and have really helped me to budget to pay off my creditors ,with an affordable budget worked out they do all the hard work on your behalf and sort regular affordable payments to pay off your debts . without stepchange's help and advice I dread to think how I would have managed ,my debts are coming down and there's light at the end of the tunnel.Please if your are having problems with debt get in touch with them ,it will give you peace of mind and you'll sleep better without the constant worry. Reviewed on: 6th May 2026

Stepchange have helped my mental health as I was str...

5
Stepchange have helped my mental health as I was struggling with payments and really worrying . They have been so helpful in helping me get my life back. I am now in a more positive place and my debts are being cleared at my affordability. Reviewed on: 6th May 2026

nd them to be very helpful and understanding I fe...

5
Found them to be very helpful and understanding I felt that a big weight had been lifted off my shoulders. Reviewed on: 6th May 2026

Stepchange extremely helpful

5
I found stepchange extremely helpful,and excellent customer service …would recommend anyone who needs financial help and forever grateful . Reviewed on: 6th May 2026

Takes all the worry away, very helpful

5
Takes all the worry away, very helpful Reviewed on: 6th May 2026

Great experience with stepchange.

5
Only good experiences when I have contacted customer service, when changing direct debit date or reviewing my payment. A weight was lifted off my shoulders when I first contacted step change, and since then I have continued to have peace of mind Reviewed on: 6th May 2026

Amazing help

5
I have been using this service for years and they have helped me so much in the last 7 years. Life saving. Reviewed on: 6th May 2026

Have helped me overcome my dept problems.

5
Have helped me overcome my dept problems. Reviewed on: 6th May 2026

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