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StepChange: Debt advice reviews

4.92
Based on 18,663 reviews, last reviewed 12th Jul 2026
126067% increase in 5 star reviews
in the past 90 days
1600% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
97%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Best thing I done to help me with my finances. When I first got in touch with step change I was a bit worried about it. A lot of questions were asked about my finances but the person I spoke to was... Read more Reviewed on: 12th July 2026
Sonya B's avatar
Sonya B

Latest lowest rating:

1

You can not get in touch over the phone unless it’s... You can not get in touch over the phone unless it’s early morning or you are in luck, meaning it would be time off work to call. When I have got throu... Read more Reviewed on: 22nd June 2026
Co's avatar
Co

About this product

StepChange offer free and impartial advice to people who want to be free of debt.

The StepChange team will take time to understand your situation and then give you tailored advice based on your circumstances. StepChange can support you through a wide range of debt solutions including debt management plans and IVAs.

StepChange debt advice reviews help you find out what it’s really like to be a customer. If you’ve used StepChange before, you can also leave a review and share your experience.

StepChange Debt advice reviews (18663)

Review of the StepChange, Debt advice:

Caring understanding helpful

5
They helpt me when I was at the end of my tether.They listened,reassured me.Made me feel confident, in dealing with my problem.So I would say simple the best and thank you. Reviewed on: 22nd July 2021

I was sinking in a sea of debt ,...

5
Before I chose to resolve my debts with Stepchange, I felt like I was sinking in a sea of debt. Also, people seem to have a problem with the word “debt” , it’s almost like you’ve committed a crime. However, it is not like that at all with Stepchange, you’re not single out, you don’t feel stigmatised, you’re just provided the help you need to straighten up your finances. It’s easy to get started , just a click away, it can all be done online. My anxiety has reduced so much around money since being with Stepchange. Reviewed on: 6th May 2026

Supportive, clear and tailored to my situation

5
StepChange helped me through a very challenging time with professionalism, clarity and genuine care. They explained everything in a way that was easy to understand and worked with me to find a solution that suited my situation. I always felt supported and respected, and I still feel that ongoing support today. It has made a real difference to my confidence and peace of mind. Reviewed on: 6th May 2026

From day one Step Change have been there every step...

5
From day one Step Change have been there every step of the way. They walked me through all options available to us and we selected one that worked for us. If I have any questions they are always there, either in the end of the phone or by e-mail. Reviewed on: 6th May 2026

Step change sorted everything for me and gave me pea...

5
Step change sorted everything for me and gave me peace of mind Reviewed on: 6th May 2026

I was at a point where I didn’t think I could get th...

5
I was at a point where I didn’t think I could get through this, but I have just over a year left. Super helpful, and straightforward. Highly recommend Reviewed on: 6th May 2026

All advisers are polite and deal your problems effec...

5
All advisers are polite and deal your problems effectively Reviewed on: 6th May 2026

This has been a smooth and excellent service from th...

5
This has been a smooth and excellent service from the start Reviewed on: 6th May 2026

Best service ever!

5
Since day one I have received a brilliant service. When I struggled with updating my outgoings, one phone call and the agent was able to assist. I had to request a short payment break and they were really understanding and helpful. Their service is second to none and they are extremely emphatic. Reviewed on: 6th May 2026

Very helpful

5
Very helpful. I couldn't have managed my debts so well without them. I recieved all the information I needed. and the people I spoke to were friendly and practical. Definitely reccommended! Reviewed on: 6th May 2026

StepChange have literally given me my life back and...

5
StepChange have literally given me my life back and I can breath again. They have been absolutely wonderful to deal with listening and speaking with a great deal of emapthy. Reviewed on: 6th May 2026