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StepChange: Debt advice reviews

Name: Debt advice
Rating: 4.92 (18646 reviews)

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4.92

Based on 18,646 reviews, last reviewed 25th Jun 2026

188500% increase in 5 star reviews

in the past 90 days

1600% increase in 1 star reviews

in the past 90 days

97%

Latest highest rating:

5

Supported me through every stage of my IVA Completed an IVA with StepChange — it ran longer than planned thanks to emergency spending and furlough, but they were solid throughout. Never felt li... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

You can not get in touch over the phone unless it’s... You can not get in touch over the phone unless it’s early morning or you are in luck, meaning it would be time off work to call. When I have got throu... Read more Reviewed on: 22nd June 2026

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About this product

StepChange offer free and impartial advice to people who want to be free of debt.

The StepChange team will take time to understand your situation and then give you tailored advice based on your circumstances. StepChange can support you through a wide range of debt solutions including debt management plans and IVAs.

StepChange debt advice reviews help you find out what it’s really like to be a customer. If you’ve used StepChange before, you can also leave a review and share your experience.

Awards

Company of the year 2025

Awarded to the consumer credit company rated highest in customer reviews.
Best financial support provider 2025

Awarded to the financial support provider rated highest in customer reviews.

StepChange Debt advice reviews (18646)

Review of the StepChange, Debt advice:

Dare to hope,!

I have been very ill with cancer. During my treatments I took my eye off the ball as the saying goes. Was too ill to deal with post and many many calls from people demanding money. I was becoming paranoid about the phone,the postman. Well debts don’t go away I didn’t know where or who to turn to, my life was such a mess, I was even contemplating ending it all. A friend came here and said why don’t we ring Stepchange the debt charity. I had nothing to lose but from that very first call, they made me feel like we can sort this out together and took me through every single step. Every person I spoke with was efficient,nothing was too much trouble, kind and compassionate. Made me feel like perhaps I could live a life. Am not the only person this happens to. Quite a bit of paperwork which I found daunting but even if I was stuck on silly questions I always got a real person to speak with. I can’t praise them high enough Reviewed on: 27th August 2024

Step change help

Step change , literally stepped in and supported ne with my debts. They made payments easier and I have been paying successfully with tem since 2019 Reviewed on: 6th May 2026

Very straightforward step change are definitely the...

Very straightforward step change are definitely the go to people if you’re having problems give these a try first I wasn’t disappointed Reviewed on: 6th May 2026

Helped me tremendously took all my worries and stres...

Helped me tremendously took all my worries and stress away don't think I would still be here if I hadn't got your help. Cant thank everyone enough. Reviewed on: 6th May 2026

Taking that first step is the hardest thing to do.

Taking that first step is the hardest thing to do. Stepchange did not judge me or make me feel bad, they listened and gave me all the options. It was so easy to deal with them, they took me through everything step by step until everything was in place. It took the huge amounts of money worry away and gave me a fixed amount to pay off my debts. Really is a life saver Reviewed on: 6th May 2026

Best plan

Very helpful and understanding. Explains everything really well. Nothing is too much to ask. Reviewed on: 6th May 2026

Excellent service .

Excellent service .couldn’t fault go above & beyond.keep you informed every month.was so easy to do the online forms.Big weight off my shoulders Reviewed on: 6th May 2026

Supporting and helpful i

I had problem paying my bills and was given good advice and support to get things in order with my creditors and myself which I’m grateful for all the support from Stepchange. Reviewed on: 6th May 2026

Sleepless Nights.

When i was recommended to Step Change I was in a bad place! Many many sleepless nights.It really was life changing. They helped me with everything.Yearly review I can update myself online.Its made a world of difference. Reviewed on: 6th May 2026

So easy to apply online for debt advice and the opti...

So easy to apply online for debt advice and the options available to you. So clear on what you will pay each month based on your budget. I won't be debt free for several years but I'm no longer stressed by been in debt and making repayments. Reviewed on: 6th May 2026

Couldn’t have done it without StepChange help me a l...

Couldn’t have done it without StepChange help me a lot and I didn’t have to worry about anything anymore Reviewed on: 6th May 2026

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