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StepChange: Debt advice reviews

4.92
Based on 18,662 reviews, last reviewed 12th Jul 2026
126033% increase in 5 star reviews
in the past 90 days
1600% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
97%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Excellent support. Excellent support. Extremely compassionate understanding and kind people Reviewed on: 12th July 2026
Margaret H's avatar
Margaret H

Latest lowest rating:

1

You can not get in touch over the phone unless it’s... You can not get in touch over the phone unless it’s early morning or you are in luck, meaning it would be time off work to call. When I have got throu... Read more Reviewed on: 22nd June 2026
Co's avatar
Co

About this product

StepChange offer free and impartial advice to people who want to be free of debt.

The StepChange team will take time to understand your situation and then give you tailored advice based on your circumstances. StepChange can support you through a wide range of debt solutions including debt management plans and IVAs.

StepChange debt advice reviews help you find out what it’s really like to be a customer. If you’ve used StepChange before, you can also leave a review and share your experience.

StepChange Debt advice reviews (18662)

Review of the StepChange, Debt advice:

Caring understanding helpful

5
They helpt me when I was at the end of my tether.They listened,reassured me.Made me feel confident, in dealing with my problem.So I would say simple the best and thank you. Reviewed on: 22nd July 2021

Great Service

5
My credit card debt was became unaffordable when my circumstances changed due to poor health. Step Change were excellent and helpful and also very friendly. A few simple details about what I owed to who and what my income and outgoings were and they took it from there, speaking to my creditors themselves. It has relieved me of stress. Reviewed on: 6th May 2026

I can’t thank StepChange enough.

5
I can’t thank StepChange enough. When I felt overwhelmed, they listened without judgement, and gave me practical, realistic support. They are professional, compassionate, and genuinely helpful It’s made such a difference to my peace of mind and my mental health. Reviewed on: 6th May 2026

Has been good so far.

5
Has been good so far. Maybe the website could have better analytical tools, but so far so good. Reviewed on: 6th May 2026

Excellent service from start to finish

5
Excellent service from start to finish Reviewed on: 6th May 2026

Always helpful and friendly helped me when I didn't...

5
Always helpful and friendly helped me when I didn't know what to do Reviewed on: 6th May 2026

Amazing people that care.

5
I was in crippling debt after my partner left me with nothing and companies started chasing me for COVID pause payments. Stepchange helped me by taking my debt and contacting the companies on my behalf. They helped me make the repayments and managed the communications between myself and the collectors. Not only did they help me get back on top of my finances and improved my credit score they also saved my life. Reviewed on: 6th May 2026

I owed a lot of money and stepchange took the debt o...

5
I owed a lot of money and stepchange took the debt on and made my life so much better Reviewed on: 6th May 2026

I would have had to sell my home without your...

5
I would have had to sell my home without your help Reviewed on: 6th May 2026

Just helps to make everything smooth

5
Just helps to make everything smooth Reviewed on: 6th May 2026

I thought everything was lost, but there is life aft...

5
I thought everything was lost, but there is life after debt with compassion and expert guidance from StepChange. It saved me when I thought my situation was beyond redemption. I will always be extremely grateful . Reviewed on: 6th May 2026

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