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StepChange: Debt advice reviews

Name: Debt advice
Rating: 4.95 (14720 reviews)

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4.95

Based on 14,720 reviews, last reviewed 16th Apr 2026

25% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

97%

Latest highest rating:

5

Amazing service Stepchange have been amazing help. Debt advice plan in place amazing customer service Reviewed on: 16th April 2026

Latest lowest rating:

2

My payments are not aligned with the date required b... My payments are not aligned with the date required by the credit card which cased major attention on my credit rating report Reviewed on: 23rd June 2025

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About this product

StepChange offer free and impartial advice to people who want to be free of debt.

The StepChange team will take time to understand your situation and then give you tailored advice based on your circumstances. StepChange can support you through a wide range of debt solutions including debt management plans and IVAs.

StepChange debt advice reviews help you find out what it’s really like to be a customer. If you’ve used StepChange before, you can also leave a review and share your experience.

Awards

Company of the year 2025

Awarded to the consumer credit company rated highest in customer reviews.
Best financial support provider 2025

Awarded to the financial support provider rated highest in customer reviews.

StepChange Debt advice reviews (14720)

Review of the StepChange, Debt advice:

Dare to hope,!

I have been very ill with cancer. During my treatments I took my eye off the ball as the saying goes. Was too ill to deal with post and many many calls from people demanding money. I was becoming paranoid about the phone,the postman. Well debts don’t go away I didn’t know where or who to turn to, my life was such a mess, I was even contemplating ending it all. A friend came here and said why don’t we ring Stepchange the debt charity. I had nothing to lose but from that very first call, they made me feel like we can sort this out together and took me through every single step. Every person I spoke with was efficient,nothing was too much trouble, kind and compassionate. Made me feel like perhaps I could live a life. Am not the only person this happens to. Quite a bit of paperwork which I found daunting but even if I was stuck on silly questions I always got a real person to speak with. I can’t praise them high enough Reviewed on: 27th August 2024

Don't wait -contact Step Change

Step change are very friendly , caring and non judgemental Reviewed on: 28th May 2024

Life Savers

I was really struggling with my finances, which meant It was having a real bad effect on my health, out of desperation I contacted Step Change, who helped me to set up a debt management plan, which has made an enormous difference to my health, they really are my life saver. Reviewed on: 28th May 2024

Pride doesn't get you out of the rut, Step Change do!

During a period of time where debts had mounted, interest shot up, cost of living crisis, then losing my job, I had to shove pride to the side and ask for help. Step Change were a God send! So much information which was in lehmans terms, so much help and support online with excellent tools. When speaking with several people over the phone, each person was so nice, empathetic and didn't make me feel what I anticipated... like a school headteacher telling you what you should have done. Step Change listened and looked at all the ways they could support, with clear expectations on what would happen. The sprocess has been seemless and updating the details afterwards is so simple. Despite the initial barrage and still constant letters from companies, Step Change is like your force field who sort all the long worded legal stuff out so I don't have to. It's meant a lot of stress being lifted, I have found new work and feel so much better in myself, as has been observed by friends and family. After years of burying my head and letting pride take control, I now have the control back, which I would never have done without Step Change. There is still a long road to go, and there is still the debt to pay back, however, we can now make it month to month on our new budget, without having to add more debt. Reviewed on: 28th May 2024

Helpful and Non-Judgemental

Have found Stepchange extremely helpful and non-judgemental, very understanding. Reviewed on: 28th May 2024

They are a fantastic company and have helped me redu...

They are a fantastic company and have helped me reduce my bills hugely and have taken away alot of stress and anxiety by dealing directly with my debts Many thanks to them Reviewed on: 28th May 2024

Stepchange were a great help.

Stepchange were a great help when we were in a difficult financial situation, very helpful on the phone, and not judgmental and did not talk down to us. Follow up care has been great as well, and we are well on the way to resolving all our money problems. Reviewed on: 28th May 2024

Practical, hand-on and comprehensive help

Practical, hand-on and comprehensive help Reviewed on: 26th May 2024

Stress free

Stress free I now feel relaxed and not pressured by dept Reviewed on: 25th May 2024

It has taken my anxiety away and can open my mail wi...

It has taken my anxiety away and can open my mail without worrying now Reviewed on: 25th May 2024

Very helpful staff who made talking about a very dif...

Very helpful staff who made talking about a very difficult situation easy Reviewed on: 25th May 2024

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