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StepChange: Debt advice reviews

Name: Debt advice
Rating: 4.95 (14720 reviews)

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4.95

Based on 14,720 reviews, last reviewed 16th Apr 2026

25% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

97%

Latest highest rating:

5

Amazing service Stepchange have been amazing help. Debt advice plan in place amazing customer service Reviewed on: 16th April 2026

Latest lowest rating:

2

My payments are not aligned with the date required b... My payments are not aligned with the date required by the credit card which cased major attention on my credit rating report Reviewed on: 23rd June 2025

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About this product

StepChange offer free and impartial advice to people who want to be free of debt.

The StepChange team will take time to understand your situation and then give you tailored advice based on your circumstances. StepChange can support you through a wide range of debt solutions including debt management plans and IVAs.

StepChange debt advice reviews help you find out what it’s really like to be a customer. If you’ve used StepChange before, you can also leave a review and share your experience.

Awards

Company of the year 2025

Awarded to the consumer credit company rated highest in customer reviews.
Best financial support provider 2025

Awarded to the financial support provider rated highest in customer reviews.

StepChange Debt advice reviews (14720)

Review of the StepChange, Debt advice:

Dare to hope,!

I have been very ill with cancer. During my treatments I took my eye off the ball as the saying goes. Was too ill to deal with post and many many calls from people demanding money. I was becoming paranoid about the phone,the postman. Well debts don’t go away I didn’t know where or who to turn to, my life was such a mess, I was even contemplating ending it all. A friend came here and said why don’t we ring Stepchange the debt charity. I had nothing to lose but from that very first call, they made me feel like we can sort this out together and took me through every single step. Every person I spoke with was efficient,nothing was too much trouble, kind and compassionate. Made me feel like perhaps I could live a life. Am not the only person this happens to. Quite a bit of paperwork which I found daunting but even if I was stuck on silly questions I always got a real person to speak with. I can’t praise them high enough Reviewed on: 27th August 2024

Stepchange saved my house!

Stepchange set up my dmp, contacted all creditors to arrange payment, so that I didn’t have to sell my house or declare bankruptcy, so if you have debt problems, CALL THEM FIRST! Highly recommended Reviewed on: 25th May 2024

I was drowning in debt.

I was drowning in debt and my life was becoming unbearable. I needed an answer to my problems and Stepchange were the answer. From my very first contact with them, they have been totally professional, sympathetic and helpful. They have helped me turn my life around and I would recommend them to anyone who has any type of debt problems. Reviewed on: 25th May 2024

Finding debt freedom.

I fell into serious debt as the result of what someone else did. It was a real shock as i like to keep up to date and pay my accounts as soon as they fall due. Then I was not able to do that. Initially I found a company to manage payments but it cost me. Then I discovered StepChange. They stood as a buffer between me and my debtors. I sorted out how much I could afford to pay to my creditors and they sorted out the payments. There were no more phone calls from my debtors and I was able to have a more peaceful life. It took years, but at last, I made the final payment and my debtors were all satisfied. StepChange helped considerably in that I did not have to approach my debtors. I was always honest with StepChange and they certainly did their best for me. It is wonderful to know that my debts are now cleared and I don't have debts hanging over my head any more. I just wish I had found StepChange sooner than I did. Reviewed on: 25th May 2024

Step change is a fantastic service helping people fe...

Step change is a fantastic service helping people feel hope in desperate times. Reviewed on: 25th May 2024

Excellent service, deal with everything for you and...

Excellent service, deal with everything for you and take away all the stress and woy Reviewed on: 25th May 2024

Syper helpful

Stepchange were really helpful with setting up a debt management plan for me. Everything was online (out of choice) and it was really simple. Reviewed on: 24th May 2024

Amazing Company.

Amazing Company. helped me get out of debt with their amazing customer service and expertise in all things debt related. Reviewed on: 24th May 2024

i didnt have any hope to move forwrd but stepchange...

i didnt have any hope to move forwrd but stepchange open the road for me and my children to walk. Reviewed on: 24th May 2024

Step change are friendly, knowledgeable and easy to...

Step change are friendly, knowledgeable and easy to interact with. I’m now in a much more comfortable position with monthly portions and don’t need to worry about being able to afford essentials with the budget we have in place Reviewed on: 24th May 2024

Having previously worked as a family support worker...

Having previously worked as a family support worker I have signposted many families who found themselves in debt to this service. The care and advise provided was really supportive & helped so many families who otherwise would have been helpless. Reviewed on: 24th May 2024

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