Write a review

Newsletter

Go to business site

StepChange: Debt advice reviews

Name: Debt advice
Rating: 4.92 (18662 reviews)

View other StepChange products

4.92

Based on 18,661 reviews, last reviewed 10th Jul 2026

126000% increase in 5 star reviews

in the past 90 days

1600% increase in 1 star reviews

in the past 90 days

97%

Latest highest rating:

5

StepChange have helped me become debt free, I comple... StepChange have helped me become debt free, I completed the budget form and entered in the amount that I owed and they gave me a plan to pay off my de... Read more Reviewed on: 10th July 2026

Latest lowest rating:

1

You can not get in touch over the phone unless it’s... You can not get in touch over the phone unless it’s early morning or you are in luck, meaning it would be time off work to call. When I have got throu... Read more Reviewed on: 22nd June 2026

Read all reviews See your review

About this product

StepChange offer free and impartial advice to people who want to be free of debt.

The StepChange team will take time to understand your situation and then give you tailored advice based on your circumstances. StepChange can support you through a wide range of debt solutions including debt management plans and IVAs.

StepChange debt advice reviews help you find out what it’s really like to be a customer. If you’ve used StepChange before, you can also leave a review and share your experience.

Awards

Company of the year 2025

Awarded to the consumer credit company rated highest in customer reviews.
Best financial support provider 2025

Awarded to the financial support provider rated highest in customer reviews.

StepChange Debt advice reviews (18662)

Review of the StepChange, Debt advice:

Caring understanding helpful

They helpt me when I was at the end of my tether.They listened,reassured me.Made me feel confident, in dealing with my problem.So I would say simple the best and thank you. Reviewed on: 22nd July 2021

1st class service

……very good 1st class experience Reviewed on: 6th May 2026

One phone call helped me to calm down my worries and...

One phone call helped me to calm down my worries and see a solution to my financial situation, The advisor talked me through setting up a realistic budget and a payment plan that would take a lot of the stress away from me as I was beginning to think I would lose everything. My repayment was affordable and I was able to manage the situation I found myself in much better. Without stepchange I honestly don't know what I would have done. Reviewed on: 6th May 2026

Step Change is very helpful.

Step Change is very helpful. Give good advises. Reviewed on: 6th May 2026

After my husband died I was in heavy debt StepChange...

After my husband died I was in heavy debt StepChange helped me tremendously Reviewed on: 6th May 2026

StepChange are lifesaver.

With StepChange all my payments go to reducing my debts unlike others who charge a fee. They deal with all the creditors which reduces stress as all the threatening letters stopped. I can see my debts reducing and how much I owe. The portal is easy to use. Reviewed on: 6th May 2026

They really make it easy.

They really make it easy.. put your budget down on paper and it works out what you can pay.. and just takes it monthly. Then pays all your creditors every month from that.. Reviewed on: 6th May 2026

The telephone assistants are excellent and give exce...

The telephone assistants are excellent and give excellent advice. However, the IT systems need looking at. We cannot get into the online sight to see the account. We have followed all the advice with no results. Reviewed on: 6th May 2026

Friendly, helpful advice

Friendly, helpful advice that changed my life for the better. Reviewed on: 6th May 2026

Very understanding, polite and very helpful in every...

Very understanding, polite and very helpful in every way, Reviewed on: 6th May 2026

Excellent service throughout.

Excellent service throughout. Can take a while to get through on the telephone but always helpful. Reviewed on: 6th May 2026

Do you have a different StepChange product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Debt solutions (discontinued)
from Freeze Debt (inactive company) 4.12 from 2 reviews
Debt management
from Creditfix 4.63 from 795 reviews
Debt collection
from Ayom Debt Recovery 1.76 from 82 reviews

Want to see more from StepChange?

Mortgage Broker
from StepChange 4.26 from 6 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub