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StepChange: Debt advice reviews

Name: Debt advice
Rating: 4.95 (14715 reviews)

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4.95

Based on 14,715 reviews, last reviewed 31st Dec 2025

75% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

97%

Latest highest rating:

5

I was so stressed wished I had done this years ago m... I was so stressed wished I had done this years ago made my life so simpler and learned to live within my means. Reviewed on: 31st December 2025

Latest lowest rating:

2

My payments are not aligned with the date required b... My payments are not aligned with the date required by the credit card which cased major attention on my credit rating report Reviewed on: 23rd June 2025

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About this product

StepChange offer free and impartial advice to people who want to be free of debt.

The StepChange team will take time to understand your situation and then give you tailored advice based on your circumstances. StepChange can support you through a wide range of debt solutions including debt management plans and IVAs.

StepChange debt advice reviews help you find out what it’s really like to be a customer. If you’ve used StepChange before, you can also leave a review and share your experience.

StepChange Debt advice reviews (14715)

Review of the StepChange, Debt advice:

Fantastic

I was extremely overwhelmed with my debt and Step change has been amazing at helping me manage it. The main thing for me is when you call up, staff are extremely helpful and talk you through everything. Reviewed on: 23rd May 2025

Nothing but 5 stars helped me out so much with as li...

Nothing but 5 stars helped me out so much with as little stress as possible so grateful. Reviewed on: 7th June 2025

Non-judgemental and hugely pract.ical

Amazingly friendly, non-judgemental and hugely practical Help Reviewed on: 7th June 2025

Needed to consolidate all my financial issues into o...

Needed to consolidate all my financial issues into one lump sum, great at helping budget but still getting constant emails and phone calls months after setting up DMP with response from Stepchange just let them contact you and when they send to debt collectors it will be off your file in 6 years. I was and still am desperate to get back into a good financial state that's why I chose a DMP but obviously I've had to contact my creditors with the info. Reviewed on: 7th June 2025

Very good at talking to me about my debts and explai...

Very good at talking to me about my debts and explaining what I can do to reduce my debts Reviewed on: 7th June 2025

Very helpful and understanding.

Very helpful and understanding. Thank you very much Stepchange . Reviewed on: 7th June 2025

Excellent customer service.

Excellent customer service. Everything sorted quickly and efficiently. Would definitely recommend Reviewed on: 7th June 2025

Helpful and easy to contact.

Helpful and easy to contact. Informative and quick to make arrangements. Regular updates and easily accessible account information with the options to make adjustments. Reviewed on: 7th June 2025

My Stepchange experience

Every time I have contacted Stepchange the agents have been very friendly, supportive and still professional. Being autistic this is important to me. Reviewed on: 7th June 2025

stepchange have helped me get my finances in order .

stepchange have helped me get my finances in order . They get in touch with your creditors so you dont have to and arrange a payment plan for you . Reviewed on: 7th June 2025

Excellent service

Stepchange communicated really well and I knew exactly what was happening at all times.On the one occasion I needed to call them the person I spoke to was knowledgeable and professional Reviewed on: 7th June 2025

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