Write a review

Go to business site

StepChange: Debt advice reviews

Name: Debt advice
Rating: 4.95 (16172 reviews)

View other StepChange products

4.95

Based on 16,172 reviews, last reviewed 7th May 2026

70050% increase in 5 star reviews

in the past 90 days

700% increase in 1 star reviews

in the past 90 days

97%

Latest highest rating:

5

I was absolutely desperate when I went to StepChange... I was absolutely desperate when I went to StepChange for help. Following my husband's death, I could no longer manages debts that we had in my name on... Read more Reviewed on: 7th May 2026

Latest lowest rating:

1

Double redundancy Joined stepchange after being made redundant, then ha to rejoin after Covid because I was made redundant again. Always a great help - even when I app... Read more Reviewed on: 6th May 2026

Read all reviews See your review

About this product

StepChange offer free and impartial advice to people who want to be free of debt.

The StepChange team will take time to understand your situation and then give you tailored advice based on your circumstances. StepChange can support you through a wide range of debt solutions including debt management plans and IVAs.

StepChange debt advice reviews help you find out what it’s really like to be a customer. If you’ve used StepChange before, you can also leave a review and share your experience.

Awards

Company of the year 2025

Awarded to the consumer credit company rated highest in customer reviews.
Best financial support provider 2025

Awarded to the financial support provider rated highest in customer reviews.

StepChange Debt advice reviews (16172)

Review of the StepChange, Debt advice:

Dare to hope,!

I have been very ill with cancer. During my treatments I took my eye off the ball as the saying goes. Was too ill to deal with post and many many calls from people demanding money. I was becoming paranoid about the phone,the postman. Well debts don’t go away I didn’t know where or who to turn to, my life was such a mess, I was even contemplating ending it all. A friend came here and said why don’t we ring Stepchange the debt charity. I had nothing to lose but from that very first call, they made me feel like we can sort this out together and took me through every single step. Every person I spoke with was efficient,nothing was too much trouble, kind and compassionate. Made me feel like perhaps I could live a life. Am not the only person this happens to. Quite a bit of paperwork which I found daunting but even if I was stuck on silly questions I always got a real person to speak with. I can’t praise them high enough Reviewed on: 27th August 2024

Take back control

Making the first phone call was the hardest step. I was embarrassed and scared about the mess we'd got into with our finances. The call handler was friendly and reassuring and I never felt judged. Our options were explained carefully and the final decision was ours. Our DMP was created with us, taking into account the size of our family and realistic living. It's been a long road paying it but the end is in sight and we've still managed to live. Reviewed on: 23rd May 2025

8 year plan about to come to an end and so thankful...

8 year plan about to come to an end and so thankful I took the help Reviewed on: 23rd May 2025

Very helpful staff.

Very helpful staff. Whole process of a DMP was easy to set up. My debt is decreasing and this took alot of stress away for me. Reviewed on: 23rd May 2025

Saved by step change

I have been under stepchange for a while they have helped me emensely I don't think I would be here without them Reviewed on: 23rd May 2025

Stressed Retiree

I was very street after retiring, but once I spoke to StepChange they put my mind at rest & I felt more in control of my finances Reviewed on: 23rd May 2025

Stepchange saved my life.

Stepchange saved my life. I was in trouble and did not know where to turn and they threw me a lifeline and helped me work out a plan to get out of my debt. Over the past 10 yrs, they have helped me sleep peacefully, knowing my debtors are getting monthly payments in amounts I could handle. I am almost debt free now. The best part of this organisation was the way they made me feel… heard… and that I matter. These people are wonderful! Reviewed on: 23rd May 2025

The people I have spoken are very polite and very un...

The people I have spoken are very polite and very understanding to my suitation and don't pressure me into paying more then I can afford and help with my monthly budget Reviewed on: 23rd May 2025

They were there for me when I didn't know what to do...

They were there for me when I didn't know what to do, they listened without judgment and explained my options to me. I remember feeling so lost and overwhelmed by my debts, and just being able to talk to someone who understood and could provide a way forward was such a relief. The process of setting up a Debt Management Plan was straightforward, and they handled all the communication with my creditors, which took a huge weight off my shoulders. It made all the difference to my mindset knowing that someone was fighting for me and on my behalf to get me back on my feet. I would strongly encourage anyone in debt to seek the help of StepChange. They are a lifeline, offering free, impartial advice and practical support when you need it most. If you're unsure what to do, please get in touch with them – they were there for me, and they can do the same for you. Reviewed on: 23rd May 2025

The best way to solve your Debt Problems

Since Spoke with Debt Advisors, they explained at detail all options that I can applying. It was the best support that I had due I was so stressed with my debts, even there were nights unable to sleeping well due worrying. Once I took a Debt Plan with them, felt like taken a weight off my back. Reviewed on: 23rd May 2025

Always helpful advice ,provided reassurance when I t...

Always helpful advice ,provided reassurance when I thought I was in a bit of trouble Reviewed on: 23rd May 2025

Do you have a different StepChange product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Debt Collection
from Advanced Collection Systems 1.00 from 5 reviews
Debt Collection
from High Court Enforcement Group 1.60 from 3 reviews
Debt Management
from Creditfix 4.76 from 795 reviews

Want to see more from StepChange?

Mortgage Broker
from StepChange 5.00 from 6 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub