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StepChange: Debt advice reviews

Name: Debt advice
Rating: 4.92 (18650 reviews)

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4.92

Based on 18,650 reviews, last reviewed 28th Jun 2026

188650% increase in 5 star reviews

in the past 90 days

1600% increase in 1 star reviews

in the past 90 days

97%

Latest highest rating:

5

Non judgemental and really support you what ever you... Non judgemental and really support you what ever your situation. Very easy to talk to and so much support on your journey to being debt free Reviewed on: 28th June 2026

Latest lowest rating:

1

You can not get in touch over the phone unless it’s... You can not get in touch over the phone unless it’s early morning or you are in luck, meaning it would be time off work to call. When I have got throu... Read more Reviewed on: 22nd June 2026

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About this product

StepChange offer free and impartial advice to people who want to be free of debt.

The StepChange team will take time to understand your situation and then give you tailored advice based on your circumstances. StepChange can support you through a wide range of debt solutions including debt management plans and IVAs.

StepChange debt advice reviews help you find out what it’s really like to be a customer. If you’ve used StepChange before, you can also leave a review and share your experience.

Awards

Company of the year 2025

Awarded to the consumer credit company rated highest in customer reviews.
Best financial support provider 2025

Awarded to the financial support provider rated highest in customer reviews.

StepChange Debt advice reviews (18650)

Review of the StepChange, Debt advice:

Dare to hope,!

I have been very ill with cancer. During my treatments I took my eye off the ball as the saying goes. Was too ill to deal with post and many many calls from people demanding money. I was becoming paranoid about the phone,the postman. Well debts don’t go away I didn’t know where or who to turn to, my life was such a mess, I was even contemplating ending it all. A friend came here and said why don’t we ring Stepchange the debt charity. I had nothing to lose but from that very first call, they made me feel like we can sort this out together and took me through every single step. Every person I spoke with was efficient,nothing was too much trouble, kind and compassionate. Made me feel like perhaps I could live a life. Am not the only person this happens to. Quite a bit of paperwork which I found daunting but even if I was stuck on silly questions I always got a real person to speak with. I can’t praise them high enough Reviewed on: 27th August 2024

I was drowning in debt

When I first contacted Step change I was in such debt I thought I might loose my house. I couldn’t make any even basic payments and i and my children were struggling so badly. With stepchange help my debts are under control. The threatening letters from companies have stopped. I am paying all my debts slowly each month. It has saved my life. Reviewed on: 6th June 2025

Stress free and great customer service

Paid my balances off without contact from credit card companies so very stress free and had great customer service throughout the plan Reviewed on: 6th June 2025

Step change as given me peace of mind.

Step change as given me peace of mind. Being with step change let me feel secured. Reviewed on: 6th June 2025

Changed my life.

Changed my life. Stepchange provided me with the best chance to free myself from large debt. Smooth sailing process and five years on debt free. Very caring team first class, informative, helpful and I would recommend Stepchange to everybody who is feeling there is nowhere to turn with their debt because there is! Thank you 10/10 Reviewed on: 6th June 2025

Awesome all round.

Awesome all round. Very impressed with the whole organisation. Reviewed on: 6th June 2025

Very easy and clear process.

Very easy and clear process. Not made to feel guilty wrong. Just there to help you. Reviewed on: 6th June 2025

Brilliant service

Helped me to move on with my life debt free Reviewed on: 6th June 2025

Very helpful and extremely supportive.

Very helpful and extremely supportive. Very quick and easy to apply Reviewed on: 6th June 2025

Stepchange have been a phenomenal support at such a...

Stepchange have been a phenomenal support at such a difficult time. I highly recommend their service Reviewed on: 6th June 2025

A well-informed and supportive helping hand

I was very confused and anxious about what I should do. The options explained by StepChange were clear and very helpful. StepChange negotiated monthly payments with my creditors and this was a huge help. I now pay an agreed monthly amount which StepChange divides among the creditors. However, I am still struggling, as the cost of essentials, energy and council tax has risen, and this has wiped out the increase in my state pension. I am hoping StepChange can shortly help me to come to a new arrangement with my creditors and I am gratefyl for the calm support and advice the advisors offer. Reviewed on: 6th June 2025

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