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StepChange: Debt advice reviews

4.95
Based on 16,564 reviews, last reviewed 10th May 2026
88900% increase in 5 star reviews
in the past 90 days
900% increase in 1 star reviews
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Latest highest rating:

5

Paying of debts made simpler From the first time of contacting Stepchange they had taken away the pressure of how to deal with my deals, the process was simple and after going thr... Read more Reviewed on: 10th May 2026
Ray's avatar
Ray

Latest lowest rating:

2

Wouldn't recommend The customer service team I find to be very slow in responding, and I have sometimes had to send the same information a few times as they have clearly... Read more Reviewed on: 9th May 2026
CharleyM's avatar
CharleyM

About this product

StepChange offer free and impartial advice to people who want to be free of debt.

The StepChange team will take time to understand your situation and then give you tailored advice based on your circumstances. StepChange can support you through a wide range of debt solutions including debt management plans and IVAs.

StepChange debt advice reviews help you find out what it’s really like to be a customer. If you’ve used StepChange before, you can also leave a review and share your experience.

StepChange Debt advice reviews (16564)

Review of the StepChange, Debt advice:

Dare to hope,!

5
I have been very ill with cancer. During my treatments I took my eye off the ball as the saying goes. Was too ill to deal with post and many many calls from people demanding money. I was becoming paranoid about the phone,the postman. Well debts don’t go away I didn’t know where or who to turn to, my life was such a mess, I was even contemplating ending it all. A friend came here and said why don’t we ring Stepchange the debt charity. I had nothing to lose but from that very first call, they made me feel like we can sort this out together and took me through every single step. Every person I spoke with was efficient,nothing was too much trouble, kind and compassionate. Made me feel like perhaps I could live a life. Am not the only person this happens to. Quite a bit of paperwork which I found daunting but even if I was stuck on silly questions I always got a real person to speak with. I can’t praise them high enough Reviewed on: 27th August 2024

Stepchange made me feel at ease when dealing with th...

5
Stepchange made me feel at ease when dealing with them and sorted my debts out for me Reviewed on: 23rd May 2025

StepChange saved my life.

5
StepChange saved my life. From the first moment I picked up the phone to them, right the way through to making my final payment on my debt management plan (a little over four years later) the team are all committed to helping people get on top of their finances. Truly wonderful and it has made me such an evangelist. Reviewed on: 23rd May 2025

I was in a desperate state when I heard about StepCh...

4
I was in a desperate state when I heard about StepChange I am now able to handle my expenses with the help of the agents that put you at ease and talk things through with you Reviewed on: 23rd May 2025

When I started with step change I was so worried abo...

5
When I started with step change I was so worried about how I will be able to manage all the debts I had. The interest rates were getting high. Step change gave me a piece of mind. I didn’t have to worry anymore. They managed to work out how much I can afford. And am glad that I am coming to the end of all my debts. Will kind of miss you guys you had become part of my family. Thanks you Reviewed on: 23rd May 2025

Lifesaver drowning in debt to all under control

5
Lifesaver drowning in debt to all under control Reviewed on: 23rd May 2025

Make contact - you won’t regret it

5
They saved my life at a time when I couldn’t see a way out of my financial mess Reviewed on: 23rd May 2025

Helpful and stress free.

5
Very helpful took away the stress.. Reviewed on: 23rd May 2025

Bad debts

5
Got left with large debts after a divorce stepchange been brilliant helping me sort them out will be debt free in two years ,been a long road but can see the light at end of tunnel . Highly recommend stepchange Reviewed on: 23rd May 2025

Everyone I have spoke to have been kind, friendly an...

5
Everyone I have spoke to have been kind, friendly and fully understanding. The monthly payments are great and I feel like a weight has been lifted off my shoulders. The personal login is easy to navigate Reviewed on: 23rd May 2025

I have used stepchange for a long time and don't hav...

5
I have used stepchange for a long time and don't have any complaints.they are a good company to deal with. Reviewed on: 23rd May 2025