Smart Money People Logo

StepChange: Debt advice reviews

4.95
Based on 16,625 reviews, last reviewed 11th May 2026
91900% increase in 5 star reviews
in the past 90 days
900% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
97%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Professional service Professional service. Ability to do almost everything online. Very helpful Reviewed on: 11th May 2026
Ella's avatar
Ella

Latest lowest rating:

2

Wouldn't recommend The customer service team I find to be very slow in responding, and I have sometimes had to send the same information a few times as they have clearly... Read more Reviewed on: 9th May 2026
CharleyM's avatar
CharleyM

About this product

StepChange offer free and impartial advice to people who want to be free of debt.

The StepChange team will take time to understand your situation and then give you tailored advice based on your circumstances. StepChange can support you through a wide range of debt solutions including debt management plans and IVAs.

StepChange debt advice reviews help you find out what it’s really like to be a customer. If you’ve used StepChange before, you can also leave a review and share your experience.

StepChange Debt advice reviews (16625)

Review of the StepChange, Debt advice:

Dare to hope,!

5
I have been very ill with cancer. During my treatments I took my eye off the ball as the saying goes. Was too ill to deal with post and many many calls from people demanding money. I was becoming paranoid about the phone,the postman. Well debts don’t go away I didn’t know where or who to turn to, my life was such a mess, I was even contemplating ending it all. A friend came here and said why don’t we ring Stepchange the debt charity. I had nothing to lose but from that very first call, they made me feel like we can sort this out together and took me through every single step. Every person I spoke with was efficient,nothing was too much trouble, kind and compassionate. Made me feel like perhaps I could live a life. Am not the only person this happens to. Quite a bit of paperwork which I found daunting but even if I was stuck on silly questions I always got a real person to speak with. I can’t praise them high enough Reviewed on: 27th August 2024

I just started

4
I just signed tbe agreement and I'm on tbe way debt free life. At this moment is okay. Reviewed on: 23rd May 2025

Very experienced and nice people

5
Very experienced and nice people Reviewed on: 23rd May 2025

Such a relief

5
I contacted Stepchange after really struggling with debts due to a relationship breakdown. It was such a relief to speak to someone and admit I was struggling. They were so kind, didn't judge and helped me work out what I could afford to pay each month. I make one payment a month to Stepchange and they split it between my debts. I no longer dread opening my post when it arrives as they contacted the companies and set up the arrangement. Fantastic service. Reviewed on: 23rd May 2025

StepChange have been excellent, incredible free serv...

5
StepChange have been excellent, incredible free service. Couldn't rate them more highly. Reviewed on: 23rd May 2025

If I have a problem or something like that I tell u...

5
If I have a problem or something like that I tell use and use r very helpful &understanding I can't fault your service Reviewed on: 23rd May 2025

Thank You

5
I found myself in serious financial difficulties to the point of depression Step Change helped me through it with kindness understanding & away out of my predicament. Reviewed on: 23rd May 2025

Easy, friendly, life changing.

5
Easy, friendly, life changing. They help and don’t judge Reviewed on: 23rd May 2025

The service was incredibly fast and efficient, and t...

5
The service was incredibly fast and efficient, and the staff was so helpful.The team went above and beyond to ensure my needs were met. I was truly impressed with their professionalism and dedication. Reviewed on: 23rd May 2025

Helped me out and now I have peace of mind

5
Helped me out and now I have peace of mind Reviewed on: 23rd May 2025

The case worker spent time to assess my circumstances.

5
The case worker spent time to assess my circumstances. Even though it was a long process we got there in the end Reviewed on: 23rd May 2025

Do you have a different StepChange product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from StepChange?

  • Mortgage Broker

    from StepChange 5.00 from 6 reviews
    StepChange
    View all products