Paid advertisement
Smart Money People Logo
Newsletter

StepChange: Debt advice reviews

4.92
Based on 18,655 reviews, last reviewed 1st Jul 2026
188850% increase in 5 star reviews
in the past 90 days
1600% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
97%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Reliable institution Reliable institution that supports the client with the most update information and gives a great help with the finantial problems Reviewed on: 1st July 2026
Jose M's avatar
Jose M

Latest lowest rating:

1

You can not get in touch over the phone unless it’s... You can not get in touch over the phone unless it’s early morning or you are in luck, meaning it would be time off work to call. When I have got throu... Read more Reviewed on: 22nd June 2026
Co's avatar
Co

About this product

StepChange offer free and impartial advice to people who want to be free of debt.

The StepChange team will take time to understand your situation and then give you tailored advice based on your circumstances. StepChange can support you through a wide range of debt solutions including debt management plans and IVAs.

StepChange debt advice reviews help you find out what it’s really like to be a customer. If you’ve used StepChange before, you can also leave a review and share your experience.

StepChange Debt advice reviews (18655)

Review of the StepChange, Debt advice:

Dare to hope,!

5
I have been very ill with cancer. During my treatments I took my eye off the ball as the saying goes. Was too ill to deal with post and many many calls from people demanding money. I was becoming paranoid about the phone,the postman. Well debts don’t go away I didn’t know where or who to turn to, my life was such a mess, I was even contemplating ending it all. A friend came here and said why don’t we ring Stepchange the debt charity. I had nothing to lose but from that very first call, they made me feel like we can sort this out together and took me through every single step. Every person I spoke with was efficient,nothing was too much trouble, kind and compassionate. Made me feel like perhaps I could live a life. Am not the only person this happens to. Quite a bit of paperwork which I found daunting but even if I was stuck on silly questions I always got a real person to speak with. I can’t praise them high enough Reviewed on: 27th August 2024

Very good customer service and a great online platfo...

5
Very good customer service and a great online platform to track everything. Reviewed on: 27th May 2025

A light at the end of the tunnel

5
When I first contacted Stepchange I was extremely worried about the credit card debt I owed, and I had been recently bereaved. The information I was given enabled me to choose the best way of recovering from a bleak situation. I didn’t feel that I was being judged and the staff showed patience and understanding, helping me through the various stages of setting up my debt recovery plan. Reviewed on: 27th May 2025

I was in a very poor situation .

5
I was in a very poor situation . Stepchange allowed me to have a normal life free of worry. I am very gratefull. Reviewed on: 27th May 2025

Getting life back on track

5
Helped relieve stress, make life manageable and able to live again Reviewed on: 27th May 2025

Expert advice very clear explanation in ways to mana...

5
Expert advice very clear explanation in ways to manage your problems Reviewed on: 27th May 2025

Very helpful and sympathetic staff

5
Very helpful and sympathetic staff Reviewed on: 27th May 2025

From despair to hope

5
The hardest part is asking for help .You feel as if you have let yourself down as well as everyone else . You feel as if nobody can help & you don't know who to turn to . When I was given the number for StepChange , it took a while to pluck up courage to dial the number. I expected to be judged , told I was a failure . But how wrong was I . It became clear in a few seconds that the person on the other end of the phone wanted to help . It was the best phone call I have ever made . Don't give up , make that call Reviewed on: 27th May 2025

Help when I thought there was nowhere to turn

5
I was stressed, had nowhere else to turn to and they helped me with everything. Reviewed on: 27th May 2025

Nice and easy to access it has me peace...

5
Nice and easy to access it has given me peace of mind Reviewed on: 27th May 2025

i dont know where i would be without stepchange.

5
i dont know where i would be without stepchange. all the stress and worry. ive had an awful time as my daughter passed away. Reviewed on: 27th May 2025

Do you have a different StepChange product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from StepChange?

  • Mortgage Broker

    from StepChange 4.26 from 6 reviews
    StepChange
    View all products