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StepChange: Debt advice reviews

Name: Debt advice
Rating: 4.92 (18660 reviews)

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4.92

Based on 18,660 reviews, last reviewed 8th Jul 2026

189050% increase in 5 star reviews

in the past 90 days

1600% increase in 1 star reviews

in the past 90 days

97%

Latest highest rating:

4

I had a 10. MY CRITIQUE I had a 10.5 hour lower back spinal surgery which made it difficult for me to even sit for a certain length of time. However, this form is so long and... Read more Reviewed on: 8th July 2026

Latest lowest rating:

1

You can not get in touch over the phone unless it’s... You can not get in touch over the phone unless it’s early morning or you are in luck, meaning it would be time off work to call. When I have got throu... Read more Reviewed on: 22nd June 2026

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About this product

StepChange offer free and impartial advice to people who want to be free of debt.

The StepChange team will take time to understand your situation and then give you tailored advice based on your circumstances. StepChange can support you through a wide range of debt solutions including debt management plans and IVAs.

StepChange debt advice reviews help you find out what it’s really like to be a customer. If you’ve used StepChange before, you can also leave a review and share your experience.

Awards

Company of the year 2025

Awarded to the consumer credit company rated highest in customer reviews.
Best financial support provider 2025

Awarded to the financial support provider rated highest in customer reviews.

StepChange Debt advice reviews (18660)

Review of the StepChange, Debt advice:

Fantastic

I was extremely overwhelmed with my debt and Step change has been amazing at helping me manage it. The main thing for me is when you call up, staff are extremely helpful and talk you through everything. Reviewed on: 23rd May 2025

Debt relief and mental relief

From the start of my debt journey the representatives of stepchange have been superb. Knowledgeble, professional and empathetic. The online budgeting tool is brilliant and has helped to bring our debt down by paying Stepchange a monthly amount subsequent to which Stepchange organise payments with debtors. No more debt collection letters, demands or phone calls! Debt relief and mental relief. Reviewed on: 27th May 2025

A friend told me about step change I was so worried...

A friend told me about step change I was so worried about my dept paying out more than I could I wouldn't no what I would of done without there help its Excellent service allows me to carry on without that worry . Reviewed on: 27th May 2025

Stepchange; Simplicity function, Hard work & execution

Stepchange always made me feel as if eventually I could conquer my debt whereas before I thought I’d never be debt free. The DMP was straight forward to understand and they used simple calculations and approaches to develop my particular DMP Reviewed on: 27th May 2025

When you think all is lost talk to Stepchange

I lost my career after covid . I had a great standard of living . Then nothing ! Stepchange helped me through a very tough time and I have moved on now and am mentally in a much better place . Reviewed on: 27th May 2025

Amazing results

Amazing service was so much in debt but Step Change were unbelieveable not judgemental patronising or in anyway negative. After a few weeks the calls stopped letters stopped. It has taken 5 years but what an amazing feeling 2 months left and totaly debt free. Thank you to all the wonderful staff we spoke to for your help. Reviewed on: 27th May 2025

Very good customer service and a great online platfo...

Very good customer service and a great online platform to track everything. Reviewed on: 27th May 2025

A light at the end of the tunnel

When I first contacted Stepchange I was extremely worried about the credit card debt I owed, and I had been recently bereaved. The information I was given enabled me to choose the best way of recovering from a bleak situation. I didn’t feel that I was being judged and the staff showed patience and understanding, helping me through the various stages of setting up my debt recovery plan. Reviewed on: 27th May 2025

I was in a very poor situation .

I was in a very poor situation . Stepchange allowed me to have a normal life free of worry. I am very gratefull. Reviewed on: 27th May 2025

Getting life back on track

Helped relieve stress, make life manageable and able to live again Reviewed on: 27th May 2025

Expert advice very clear explanation in ways to mana...

Expert advice very clear explanation in ways to manage your problems Reviewed on: 27th May 2025

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