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StepChange: Debt advice reviews

Name: Debt advice
Rating: 4.92 (18657 reviews)

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4.92

Based on 18,657 reviews, last reviewed 4th Jul 2026

188950% increase in 5 star reviews

in the past 90 days

1600% increase in 1 star reviews

in the past 90 days

97%

Latest highest rating:

5

New life .. I have been with stepchange from the beginning and I hope next week is the end all the staff help trough this bad time I never made it without them al... Read more Reviewed on: 4th July 2026

Latest lowest rating:

1

You can not get in touch over the phone unless it’s... You can not get in touch over the phone unless it’s early morning or you are in luck, meaning it would be time off work to call. When I have got throu... Read more Reviewed on: 22nd June 2026

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About this product

StepChange offer free and impartial advice to people who want to be free of debt.

The StepChange team will take time to understand your situation and then give you tailored advice based on your circumstances. StepChange can support you through a wide range of debt solutions including debt management plans and IVAs.

StepChange debt advice reviews help you find out what it’s really like to be a customer. If you’ve used StepChange before, you can also leave a review and share your experience.

Awards

Company of the year 2025

Awarded to the consumer credit company rated highest in customer reviews.
Best financial support provider 2025

Awarded to the financial support provider rated highest in customer reviews.

StepChange Debt advice reviews (18657)

Review of the StepChange, Debt advice:

It was absolutely fantastic help from start to finish.

It was absolutely fantastic help from start to finish. It took 8 days in total. I'm sitting here now a lot happier than I was 3 weeks ago. They put me forward (against their recommendation) for a DRO, which was passed 2 weeks ago, and because I have their backing, I have been able to liaise with my creditors a lot easier, and they have actually helped me due to my underlying health issues. Thank you to them all from Stepchange and also Money Wellness (the people who organised my finances and submitted my DRO application) From the bottom of my heart, THANK YOU. They all deserve credit and praise for their hard work. Reviewed on: 24th August 2024

StepChnage quite literally changed everything for me.

StepChnage quite literally changed everything for me. I felt like I was never going to pay off my debt, I was paying so much interest so just couldn't ever see a way of making my debt any more manageable. StepChnage were completely non-judgemental and helped me communicate with my banks to explain my situation, I am now over half way though my debt re-payment plan and finally see a future where I will be debt free and get my life back. Reviewed on: 27th May 2025

Thank you step change

Step change has change my financial stress in my life …very much effective Reviewed on: 27th May 2025

Scary experience in general when you get in to sever...

Scary experience in general when you get in to severe debt difficulty so taking that first leap was tough. But stepchanges explanations and tools you can use made it a much more pleasant and reassuring experience. It’s allowed me to be more in control, and it’s literally changed my life and allowed me to get back in control again. Determined to see it through with the help from step change and I’d recommend anyone struggling to seriously consider Stepchange. Reviewed on: 27th May 2025

Excellent support

Although i had not actaully got behind with my repayments i knew i would so I rang step change who sorted out my debts via a DMP and I then felt in control Reviewed on: 27th May 2025

Life changing

I went from being anxious every day to having everything under control Reviewed on: 27th May 2025

Step Change "My Saviours"

I mistakenly got into debt a few years ago (I now know it was wrong but it happened) I eventually came across Step Change and I never looked back since contacting them, they were so understanding and caring from the moment I called them on the telephone they worked out all the details of my debt problems and came back with an affordable plan to start repaying my debts, I started repaying what I owed in 2018 and through Step Change I was debt free by the end of 2024, yes it was a difficult time but through them I persevered and I have never regretted it, my problems had started with spending on credit cards and did come to the problem of not being able to keep up my repayments to the card companies, after contacting Step Change I've never looked back and now do not have any credit cards whatsoever and now do not owe anyone a penny, if you do find yourself in a situation like mine DO CONTACT STEP CHANGE you will not regret it. Best Regards, from a well-wisher who has been there, Thank You STEP CHANGE. Reviewed on: 27th May 2025

Reviews are straightforward to do and everything is...

Reviews are straightforward to do and everything is taken into account for your affordability. Reviewed on: 27th May 2025

Step Change most probably saved my life.

Right, so if you are considering Step Change you must be in financial bother. You know exactly how it feels, you know how overwhelmed you feel and how it affects your life and your family. It is horrible. Step Change was and still is an amazing light at the end of the tunnel. Everyone was amazing, understanding, non judging and very helpful. They helped is create a plan and not only got us on a path to be out of debt but brought our life back on track where the debt payments were not killing us every month. I sincerely recommend. Wish I knew about them sooner instead of struggling in misery. Thank you Step Change. Reviewed on: 27th May 2025

Really helpful and understanding

Really helpful and understanding Reviewed on: 27th May 2025

An understanding and empathetic service.

An understanding and empathetic service which helps manage your finances so that you can achieve a debt free life. All the staff are extremely knowledgeable and will provide you with all your options to manage your debts and repay them as soon as possible. Reviewed on: 27th May 2025

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