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StepChange: Debt advice reviews

Name: Debt advice
Rating: 4.95 (14718 reviews)

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4.95

Based on 14,718 reviews, last reviewed 9th Apr 2026

57% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

97%

Latest highest rating:

5

Good client service . Good client service . Good information and guidance. Valuable advice Reviewed on: 9th April 2026

Latest lowest rating:

2

My payments are not aligned with the date required b... My payments are not aligned with the date required by the credit card which cased major attention on my credit rating report Reviewed on: 23rd June 2025

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About this product

StepChange offer free and impartial advice to people who want to be free of debt.

The StepChange team will take time to understand your situation and then give you tailored advice based on your circumstances. StepChange can support you through a wide range of debt solutions including debt management plans and IVAs.

StepChange debt advice reviews help you find out what it’s really like to be a customer. If you’ve used StepChange before, you can also leave a review and share your experience.

Awards

Company of the year 2025

Awarded to the consumer credit company rated highest in customer reviews.
Best financial support provider 2025

Awarded to the financial support provider rated highest in customer reviews.

StepChange Debt advice reviews (14718)

Review of the StepChange, Debt advice:

Steps to mindful financial management

Step Change provided informative and easily accessible financial management support, at a time when I felt overwhelmed by debt and without any other alternative repayment options. Reviewed on: 9th June 2025

Everything went smoothly.

Everything went smoothly. Great friendly staff Reviewed on: 2nd May 2024

A way out of debt hell

I was in uncontrollable debt and with no hope of getting out of it. I had taken out loans and maxed credit cards just to get by, to by food and necessities for the family, and every month was getting tougher and tougher. When my wife and I split, I was left with responsibility for the kids, and with a crushing debt. Step Change immediately gave me hope and took control. The interest piling on the debts was stopped and a debt management plan put in place. 5 years later, I have no debt whatsoever, and I've booked the first summer holiday for us away in the Sun this July for many years- all paid without any debt. I have savings now, and now my money isn't servicing debt, I have more money going into the savings each month than I used to have to get by when crushed by debt. The DMP and StepChange have literally changed my life, from one filled with constant worry and anxiety, to one of hope and security. Reviewed on: 2nd May 2024

Help which was really needed

I thank StepChange Debt Management for helping to manage my accounts, that I don't have to be worrying each month on how I would be able to pay. Reviewed on: 2nd May 2024

They have taken all the pressure and worry off my sh...

They have taken all the pressure and worry off my shoulders and every statement I receive I feel good that I am managing my money and paying off my debts Reviewed on: 2nd May 2024

A Brilliant Organisation

Stepchange have been a great help to me sorting out my debt problems.They were so helpful and do not judge anyone. Reviewed on: 2nd May 2024

Very friendly and professional staff

Very friendly and professional staff Reviewed on: 2nd May 2024

Very helpful and nothing is to much trouble

Very helpful and nothing is to much trouble Reviewed on: 2nd May 2024

Paying one amount every month is helpful.

Paying one amount every month is helpful and they only contact you once a year (for a review) which is good for self-esteem. Reviewed on: 2nd May 2024

Life savers

Amazing people, saved my life and my sanity, help you find a way out when you think there isn’t one. My only regret, not going to them sooner. Reviewed on: 2nd May 2024

Understanding and professional people

Every time that I rang Stepchange the person/people that I spoke to were very professional, knowledgeable and understanding. The help that they provide takes a massive weight off your shoulders, and allows you to be able to cope with the debt that you have, without having to to renege on your primary debts. They were brilliant! Reviewed on: 2nd May 2024

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