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StepChange: Debt advice reviews

4.95
Based on 14,720 reviews, last reviewed 16th Apr 2026
No new 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
97%
See only 4 star reviews
3%
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Latest highest rating:

5

Amazing service Stepchange have been amazing help. Debt advice plan in place amazing customer service Reviewed on: 16th April 2026
Kelly h's avatar
Kelly h

Latest lowest rating:

2

My payments are not aligned with the date required b... My payments are not aligned with the date required by the credit card which cased major attention on my credit rating report Reviewed on: 23rd June 2025
Magda 's avatar
Magda

About this product

StepChange offer free and impartial advice to people who want to be free of debt.

The StepChange team will take time to understand your situation and then give you tailored advice based on your circumstances. StepChange can support you through a wide range of debt solutions including debt management plans and IVAs.

StepChange debt advice reviews help you find out what it’s really like to be a customer. If you’ve used StepChange before, you can also leave a review and share your experience.

StepChange Debt advice reviews (14720)

Review of the StepChange, Debt advice:

A friend told me about step change I was so worried...

5
A friend told me about step change I was so worried about my dept paying out more than I could I wouldn't no what I would of done without there help its Excellent service allows me to carry on without that worry . Reviewed on: 27th May 2025

Stepchange saved me and my sanity!

5
Stepchange saved me and my sanity, I can sleep at night. Most of my communication is online now but when I first started with this company they were so helpful and hekpled me so much. Thank you. Reviewed on: 2nd May 2024

Been very helpful all through my time with them help...

5
Been very helpful all through my time with them helping me bring my debts down always there when I need to ask a question Reviewed on: 2nd May 2024

I did not sleep at night.

5
When I first contacted Step change I did not sleep at night, worried myself, too many crazy thoughts, what was life all about. Credit cards were my down fall, a divorce, no work, no money , well live on credit cards. Spoke to Step change two phone calls, listened to them, started a repaymeny plan, and ever since still paying, but now sleep, answer the phone, live a normal life Reviewed on: 2nd May 2024

Changed my life around.

5
Changed my life around. Took away the worry and fear of managing my ever-increasing debts, wondering when the baillifs would come knocking on my door. Reviewed on: 2nd May 2024

Quick and simple,a massive weight off my mind.

5
Quick and simple,a massive weight off my mind..friendly and understanding staff!!!! Reviewed on: 2nd May 2024

Debt management and mental wellbeing

5
I was getting deeper into debt problems which I had no way of sorting out. StepChange immediately arrested the worsening of the problem, took over communication with each creditor and supported me in making a realistic plan to clear all debts in two years. Of greatest value was the lifting of mental ill health stresses. Reviewed on: 2nd May 2024

I was struggling with my debts and they were always...

5
I was struggling with my debts and they were always asking for money that I could not afford. I then came across StepChange and decided to ask for help and they were great. Reviewed on: 2nd May 2024

Stepchange have taken a pressured and stressed situa...

5
Stepchange have taken a pressured and stressed situation into a safe and comfortable position I am. With their help able to manage amd pay creditors while able to enjoy life again Reviewed on: 2nd May 2024

Caring individuals who 'get it'

5
StepChange advisors are clearly caring individuals and the service provided puts you in charge of becoming debt free - I feel a whole lot lighter about my debts with clear end in sight! Reviewed on: 2nd May 2024

Excellent service

5
They were very competent and professional in handling my situation I really appreciate their service and will recommend them to anyone Reviewed on: 2nd May 2024