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StepChange: Debt advice reviews

Name: Debt advice
Rating: 4.92 (18657 reviews)

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4.92

Based on 18,657 reviews, last reviewed 4th Jul 2026

188950% increase in 5 star reviews

in the past 90 days

1600% increase in 1 star reviews

in the past 90 days

97%

Latest highest rating:

5

New life .. I have been with stepchange from the beginning and I hope next week is the end all the staff help trough this bad time I never made it without them al... Read more Reviewed on: 4th July 2026

Latest lowest rating:

1

You can not get in touch over the phone unless it’s... You can not get in touch over the phone unless it’s early morning or you are in luck, meaning it would be time off work to call. When I have got throu... Read more Reviewed on: 22nd June 2026

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About this product

StepChange offer free and impartial advice to people who want to be free of debt.

The StepChange team will take time to understand your situation and then give you tailored advice based on your circumstances. StepChange can support you through a wide range of debt solutions including debt management plans and IVAs.

StepChange debt advice reviews help you find out what it’s really like to be a customer. If you’ve used StepChange before, you can also leave a review and share your experience.

Awards

Company of the year 2025

Awarded to the consumer credit company rated highest in customer reviews.
Best financial support provider 2025

Awarded to the financial support provider rated highest in customer reviews.

StepChange Debt advice reviews (18657)

Review of the StepChange, Debt advice:

Step change is outstanding so effective

I have reduced my indebtedness within a short period and look forward to wiping it completely Reviewed on: 5th August 2021

I was overwhelmed and drowning.

I was overwhelmed and drowning. One phone call later I slept for the first night in a long time Reviewed on: 24th May 2025

Very Helpful and friendly

I got myself into debt and was struggling to pay it off. Stepchange were very helpful and didn't make me feel bad about not being able to cope Reviewed on: 24th May 2025

Lockdown crippled me financially, but

Lockdown crippled me financially. Lost my job and was denied ANY help from the government. I was fortunate enough to get out loans and credit cards (not knowing how long we’d be in lockdown for) and quickly maxed them out. By the time I’d gotten back into work I had amassed a HUGE amount of debt. I was trying to pay it off but getting absolutely nowhere. Not even sure how I came across or how I heard about Step Change but I bit the bullet and got in contact. Not even joking, it has been one of the most beneficial decisions I’ve ever made. The people I’ve spoken to and the help they’ve given me has been life changing and life saving. I can’t even put into words how grateful I am that these people are here and for the help they’ve given me. I was in the most darkest place mentally, I couldn’t afford to eat, I couldn’t afford to get to work. I couldn't sleep. I couldn’t see a way out, except through one route….i was at work when I called them. That day I spoke to them and when my payment plan was set up, I felt like a new person. I sat at work, tears in my eyes. Knowing that after everything, I was getting some help and everything would be okay…this company literally saved my life and for that I will be eternally grateful. I can’t speak highly enough about them. 10/10 Reviewed on: 24th May 2025

Great service

Friendly staff so easy to talk to, made the whole process easy. Reviewed on: 24th May 2025

Debt Management

ease ofuse, good advice resolved and helped me manage my debts Reviewed on: 24th May 2025

The person to person experience was excellent.

The person to person experience was excellent. Everything explained and comprehensive engagement. Very pleased with the help provided. Reviewed on: 24th May 2025

They are the champions

Felt desperate when I 1st. Called them. Finished the phone call like a new woman so happy they sorted everthing out for me Reviewed on: 24th May 2025

Really recommended, they're fantastic! :D

I would really recommend StepChange if you're struggling financially. They helped me manage my repayment budget and since they are a 'name' that company's recognise businesses seem happy to have them dealing as an intermediary on your behalf which offers some shielding from the stress caused by the negative culture or threats that some companies (Local councils, TV licensing...etc) persist with. It has taken something that was a worry and made it so its manageable and I can see a light at the end of the tunnel. No matter how big or small your debt is do contact them, they're fantastic! Reviewed on: 24th May 2025

Friendly and understanding people, understanding the...

Friendly and understanding people, understanding the situation . Advised the best option for me and how to handle it. Always possible to log in online to check all information online, update details etc. Reviewed on: 24th May 2025

Excellent service, raised me up out of the darkness...

Excellent service, raised me up out of the darkness of debt to looking forward to the future Reviewed on: 24th May 2025

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