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StepChange: Debt advice reviews

4.95
Based on 14,717 reviews, last reviewed 30th Mar 2026
50% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
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Latest highest rating:

5

Get out of confusion get out I being stuck with heavy debt and was going into it more and more Step change had sorted all creditors by one stop solution and at the money I could a... Read more Reviewed on: 30th March 2026
Kumark's avatar
Kumark

Latest lowest rating:

2

My payments are not aligned with the date required b... My payments are not aligned with the date required by the credit card which cased major attention on my credit rating report Reviewed on: 23rd June 2025
Magda 's avatar
Magda

About this product

StepChange offer free and impartial advice to people who want to be free of debt.

The StepChange team will take time to understand your situation and then give you tailored advice based on your circumstances. StepChange can support you through a wide range of debt solutions including debt management plans and IVAs.

StepChange debt advice reviews help you find out what it’s really like to be a customer. If you’ve used StepChange before, you can also leave a review and share your experience.

StepChange Debt advice reviews (14717)

Review of the StepChange, Debt advice:

Dare to hope,!

5
I have been very ill with cancer. During my treatments I took my eye off the ball as the saying goes. Was too ill to deal with post and many many calls from people demanding money. I was becoming paranoid about the phone,the postman. Well debts don’t go away I didn’t know where or who to turn to, my life was such a mess, I was even contemplating ending it all. A friend came here and said why don’t we ring Stepchange the debt charity. I had nothing to lose but from that very first call, they made me feel like we can sort this out together and took me through every single step. Every person I spoke with was efficient,nothing was too much trouble, kind and compassionate. Made me feel like perhaps I could live a life. Am not the only person this happens to. Quite a bit of paperwork which I found daunting but even if I was stuck on silly questions I always got a real person to speak with. I can’t praise them high enough Reviewed on: 27th August 2024

Peace of mind.

5
Peace of mind. Take the stress out of debts Reviewed on: 6th June 2025

Got me back on track financially.

5
I amounted quite a bit of debt with various companies, soon realised I had bitten off more than I could chew, getting help through StepChange did a world of good for my mental health and it won't be long now until I'm debt free. Reviewed on: 6th June 2025

Unbelievable stress free experience

5
Unbelievable stress free experience Reviewed on: 6th June 2025

I was in serious money trouble and Step Change helpe...

5
I was in serious money trouble and Step Change helped me get out of it and find peace of mind. They helped fantastically whenever I had questions or problems. Amazing people! Reviewed on: 6th June 2025

They are very good customer service

5
They are very good customer service Reviewed on: 6th June 2025

They are so helpful I couldn’t have managed without...

5
They are so helpful I couldn’t have managed without them Reviewed on: 6th June 2025

I was in an awful situation, I felt suicidal, they w...

5
I was in an awful situation, I felt suicidal, they were patient, kind, helpful. If it was not for them i don't know what situation i would be in! I was in an awful place ie loss of my son, they were so very proffessional. Reviewed on: 6th June 2025

The service that Stepchange provide is a lifesaver.

5
The service that Stepchange provide is a lifesaver. Things could have been a lot different for the worse, if I hadn't been introduced to Stepchange. Every person I have dealt with at Stepchange has been so very sympathetic and understanding. I cannot thank them enough. Reviewed on: 6th June 2025

I was extremely embarrassed about the debt i was in...

5
I was extremely embarrassed about the debt i was in and was treated with the up most respect and dignity.Everything was explained to me and made me feel at ease I was getting the best support. Even when I had an issue and needed more help it was never too much trouble Reviewed on: 6th June 2025

non judgemental

5
Incredibly helpful and non judgemental Reviewed on: 6th June 2025

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