Write a review

Newsletter

Go to business site

StepChange: Debt advice reviews

Name: Debt advice
Rating: 4.92 (18657 reviews)

View other StepChange products

4.92

Based on 18,657 reviews, last reviewed 4th Jul 2026

188950% increase in 5 star reviews

in the past 90 days

1600% increase in 1 star reviews

in the past 90 days

97%

Latest highest rating:

5

New life .. I have been with stepchange from the beginning and I hope next week is the end all the staff help trough this bad time I never made it without them al... Read more Reviewed on: 4th July 2026

Latest lowest rating:

1

You can not get in touch over the phone unless it’s... You can not get in touch over the phone unless it’s early morning or you are in luck, meaning it would be time off work to call. When I have got throu... Read more Reviewed on: 22nd June 2026

Read all reviews See your review

About this product

StepChange offer free and impartial advice to people who want to be free of debt.

The StepChange team will take time to understand your situation and then give you tailored advice based on your circumstances. StepChange can support you through a wide range of debt solutions including debt management plans and IVAs.

StepChange debt advice reviews help you find out what it’s really like to be a customer. If you’ve used StepChange before, you can also leave a review and share your experience.

Awards

Company of the year 2025

Awarded to the consumer credit company rated highest in customer reviews.
Best financial support provider 2025

Awarded to the financial support provider rated highest in customer reviews.

StepChange Debt advice reviews (18657)

Review of the StepChange, Debt advice:

Dare to hope,!

I have been very ill with cancer. During my treatments I took my eye off the ball as the saying goes. Was too ill to deal with post and many many calls from people demanding money. I was becoming paranoid about the phone,the postman. Well debts don’t go away I didn’t know where or who to turn to, my life was such a mess, I was even contemplating ending it all. A friend came here and said why don’t we ring Stepchange the debt charity. I had nothing to lose but from that very first call, they made me feel like we can sort this out together and took me through every single step. Every person I spoke with was efficient,nothing was too much trouble, kind and compassionate. Made me feel like perhaps I could live a life. Am not the only person this happens to. Quite a bit of paperwork which I found daunting but even if I was stuck on silly questions I always got a real person to speak with. I can’t praise them high enough Reviewed on: 27th August 2024

I’ve never had a problem with step change they have...

I’ve never had a problem with step change they have been so helpful, no pressure, and let you get on with stuff without feeling over whelmed. I was embarrased to contact step change but they made me feel so at ease and never pestered me and I feel more in control Reviewed on: 24th May 2025

Great advice and support for free!

Stepchange have supported me for nearly 3 years and the advice has been top notch. I was panicking and very stressed but they guided me to a position that allows me to clear my debts but still maintain a reasonable life. Reviewed on: 24th May 2025

Excellent support and advice throughout with lots of...

Excellent support and advice throughout with lots of assurance provided. Reviewed on: 24th May 2025

Always very helpful and understanding

Always very helpful and understanding Reviewed on: 24th May 2025

From overwhelmed to nearly finished

I had nowhere to go and thought I was sinking until I came across StepChange who made everything easy to deal with. I wish I had discovered them earlier. Reviewed on: 24th May 2025

I’ve gone from debt coming out my ears, not wanting...

I’ve gone from debt coming out my ears, not wanting to open letters and ignoring everything to being in total control. Even paying more off each month and making sure I budget well! Reviewed on: 24th May 2025

They have one aim, to help you clear your debts

I was referred to Stepchange by my local CAB, from the very first contact with them I have found them very helpful,non judgemental and so approachable if I run into a shortfall in available funds because of an unexpected expense. They help me to resolve problems. Reviewed on: 24th May 2025

Best help

I lost my job though I'll health about 4-5 years ago and was in a mess,I had debt in the thousands.i got in touch with stepchange who very helpful and supportive,they listen to me and understood my problems.., they took me though all my options sand I haven't look back Reviewed on: 24th May 2025

Stepchange is Wonderful

I can't tell you how wonderful Stepchange is, thank god for them. Reviewed on: 24th May 2025

Kind and understanding customer service really helps...

Kind and understanding customer service really helps when you are feeling overwhelmed and don't know where to start. Reviewed on: 24th May 2025

Do you have a different StepChange product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Debt collection
from Ayom Debt Recovery 1.84 from 81 reviews
Debt solutions
from PayPlan 4.94 from 22303 reviews
Advice service
from Debt Free Advice 4.25 from 5 reviews

Want to see more from StepChange?

Mortgage Broker
from StepChange 4.26 from 6 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub