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StepChange: Debt advice reviews

Name: Debt advice
Rating: 4.95 (14720 reviews)

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4.95

Based on 14,720 reviews, last reviewed 16th Apr 2026

No new 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

97%

Latest highest rating:

5

Amazing service Stepchange have been amazing help. Debt advice plan in place amazing customer service Reviewed on: 16th April 2026

Latest lowest rating:

2

My payments are not aligned with the date required b... My payments are not aligned with the date required by the credit card which cased major attention on my credit rating report Reviewed on: 23rd June 2025

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About this product

StepChange offer free and impartial advice to people who want to be free of debt.

The StepChange team will take time to understand your situation and then give you tailored advice based on your circumstances. StepChange can support you through a wide range of debt solutions including debt management plans and IVAs.

StepChange debt advice reviews help you find out what it’s really like to be a customer. If you’ve used StepChange before, you can also leave a review and share your experience.

Awards

Company of the year 2025

Awarded to the consumer credit company rated highest in customer reviews.
Best financial support provider 2025

Awarded to the financial support provider rated highest in customer reviews.

StepChange Debt advice reviews (14720)

Review of the StepChange, Debt advice:

Always there in times of need

It was such a relief to get the help I needed managing my creditors. I found it easy to deal with, without being judged at a really difficult time. Reviewed on: 28th July 2022

StepChange gave me the break I needed.

StepChange helped me at a very difficult time in my life. I felt I had no control and no way out of my mounting debt. A friend suggested StepChange and now I feel like I can live again and sleep at night. Reviewed on: 1st May 2024

It gave me peace of mind and enabled me to sleep at...

It gave me peace of mind and enabled me to sleep at night and not lie awake at night worrying. Everything was very easy to understand. Reviewed on: 1st May 2024

Financial lifesavers

When I first contacted StepChange I was in a dire situation and felt helpless and hopeless. They explained my options, helped me to set up a debt management plan, and instantly took away a lot of my worries. The professional friendliness and helpful knowledge I encountered brought me back from a very bad place and I cannot fault them at all. Reviewed on: 1st May 2024

The people that help you are so caring and never jud...

The people that help you are so caring and never judge you for the situation you are in they 100 per cent Reviewed on: 1st May 2024

Stepchange, an unbeatable service.

Stepchange have provided me with peace of mind while gently pushing me in the right direction to manage my debt reliably and consistently. Easy to deal with staff who are always so helpful and treat me with respect. Reviewed on: 1st May 2024

Exceptional service

Exceptional service great staff helpful friendly always find a solution to suit you Reviewed on: 1st May 2024

Was in the gutter but after contacting step change I...

Was in the gutter but after contacting step change I got my life back on track Reviewed on: 1st May 2024

Step change has helped me over the years with financ...

Step change has helped me over the years with financial advice and debt management solution that has helped me to almost pay out all my debts. Reviewed on: 1st May 2024

I was struggling financially and never ended story I...

I was struggling financially and never ended story I have but Step change step in to my life and sort all out for me.Thank you ,now I know where I am going to get help next time.All good and understanding professionals,Do give them call if you need help .Step change changes lives Reviewed on: 1st May 2024

I was in dire straits and couldnt see a way out of m...

I was in dire straits and couldnt see a way out of my debt. They were both sympathetic and helped me immensely. My mental health has been restored. Reviewed on: 1st May 2024

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