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StepChange: Debt advice reviews

Name: Debt advice
Rating: 4.92 (18657 reviews)

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4.92

Based on 18,657 reviews, last reviewed 4th Jul 2026

188950% increase in 5 star reviews

in the past 90 days

1600% increase in 1 star reviews

in the past 90 days

97%

Latest highest rating:

5

New life .. I have been with stepchange from the beginning and I hope next week is the end all the staff help trough this bad time I never made it without them al... Read more Reviewed on: 4th July 2026

Latest lowest rating:

1

You can not get in touch over the phone unless it’s... You can not get in touch over the phone unless it’s early morning or you are in luck, meaning it would be time off work to call. When I have got throu... Read more Reviewed on: 22nd June 2026

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About this product

StepChange offer free and impartial advice to people who want to be free of debt.

The StepChange team will take time to understand your situation and then give you tailored advice based on your circumstances. StepChange can support you through a wide range of debt solutions including debt management plans and IVAs.

StepChange debt advice reviews help you find out what it’s really like to be a customer. If you’ve used StepChange before, you can also leave a review and share your experience.

Awards

Company of the year 2025

Awarded to the consumer credit company rated highest in customer reviews.
Best financial support provider 2025

Awarded to the financial support provider rated highest in customer reviews.

StepChange Debt advice reviews (18657)

Review of the StepChange, Debt advice:

Dare to hope,!

I have been very ill with cancer. During my treatments I took my eye off the ball as the saying goes. Was too ill to deal with post and many many calls from people demanding money. I was becoming paranoid about the phone,the postman. Well debts don’t go away I didn’t know where or who to turn to, my life was such a mess, I was even contemplating ending it all. A friend came here and said why don’t we ring Stepchange the debt charity. I had nothing to lose but from that very first call, they made me feel like we can sort this out together and took me through every single step. Every person I spoke with was efficient,nothing was too much trouble, kind and compassionate. Made me feel like perhaps I could live a life. Am not the only person this happens to. Quite a bit of paperwork which I found daunting but even if I was stuck on silly questions I always got a real person to speak with. I can’t praise them high enough Reviewed on: 27th August 2024

Really helpful people without any judgement and alwa...

Really helpful people without any judgement and always great advice. I will be debt free in 6 months! Reviewed on: 24th May 2025

They really took all the stress and pressure away.

They really took all the stress and pressure away. Made sure me and my family had our finances in place and took over my debt management which really felt like a weight was lifted off my shoulders. Reviewed on: 24th May 2025

Helped me get to grips with my debt.

Helped me get to grips with my debt. Easy to manage, you can review your budget and up payments to help you complete your plan quicker. Reviewed on: 24th May 2025

Stepchange helped me have been outstanding in helpin...

Stepchange helped me have been outstanding in helping me gain control over my fiancés after things spiralled following a serious illness and being made redundant. Reviewed on: 24th May 2025

We have been with Stepchange for a number of years a...

We have been with Stepchange for a number of years and have found them to be very supportive at every stage from setting up a Debt Management plan to doing the yearly budget reviews and helping with any letters we get from Debtors. The staff are non-judgemental and so calming to talk to. They really do help you find the best solution for your circumstances. Reviewed on: 24th May 2025

Step change literally changed my life.

Step change literally changed my life. I got myself racked up in loads of debt and kept thinking minimum payments here and there id get myself out of it along with other high interest payments and commitments. I threatened to use step change for 3 years but never took it seriously. Then I realised things had to change. I'm not nearly 5 years into my step change DMP with only around 6 payments left till I am debt free. Seeing the light at the end of the tunnel made me realise I wished I had used this service years before I finally did. All of your funds go towards your debts, the letters and calls from debt collectors all stop. I'm looking forward to a better financial future because of this service. Thank you Reviewed on: 24th May 2025

I was so out of my depth and getting worse.

I was so out of my depth and getting worse. I contacted StepChange and they were non judgemental right from the start. They put me on a payment plan while allowing me to still have a life and enjoy things. It wasn’t easy and it took several years, but I am debt free. I cried when I got the letter congratulating me. Reviewed on: 24th May 2025

It’s always a pleasure to speak to anyone at step ch...

It’s always a pleasure to speak to anyone at step change. They are very helpful Reviewed on: 24th May 2025

Always helpfull knowledgeable and effecient

Always helpfull knowledgeable and effecient Reviewed on: 24th May 2025

Helpful and Non-judgemental Advice

Five years ago I was in an impossible financial position. With fantastic support and advice from StepChange I can now see light at the end of the tunnel, and with manageable payments following non-judgemental advice should be debt-free in another 2 years. Reviewed on: 24th May 2025

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