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StepChange: Debt advice reviews

Name: Debt advice
Rating: 4.92 (18657 reviews)

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4.92

Based on 18,657 reviews, last reviewed 4th Jul 2026

188950% increase in 5 star reviews

in the past 90 days

1600% increase in 1 star reviews

in the past 90 days

97%

Latest highest rating:

5

New life .. I have been with stepchange from the beginning and I hope next week is the end all the staff help trough this bad time I never made it without them al... Read more Reviewed on: 4th July 2026

Latest lowest rating:

1

You can not get in touch over the phone unless it’s... You can not get in touch over the phone unless it’s early morning or you are in luck, meaning it would be time off work to call. When I have got throu... Read more Reviewed on: 22nd June 2026

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About this product

StepChange offer free and impartial advice to people who want to be free of debt.

The StepChange team will take time to understand your situation and then give you tailored advice based on your circumstances. StepChange can support you through a wide range of debt solutions including debt management plans and IVAs.

StepChange debt advice reviews help you find out what it’s really like to be a customer. If you’ve used StepChange before, you can also leave a review and share your experience.

Awards

Company of the year 2025

Awarded to the consumer credit company rated highest in customer reviews.
Best financial support provider 2025

Awarded to the financial support provider rated highest in customer reviews.

StepChange Debt advice reviews (18657)

Review of the StepChange, Debt advice:

Dare to hope,!

I have been very ill with cancer. During my treatments I took my eye off the ball as the saying goes. Was too ill to deal with post and many many calls from people demanding money. I was becoming paranoid about the phone,the postman. Well debts don’t go away I didn’t know where or who to turn to, my life was such a mess, I was even contemplating ending it all. A friend came here and said why don’t we ring Stepchange the debt charity. I had nothing to lose but from that very first call, they made me feel like we can sort this out together and took me through every single step. Every person I spoke with was efficient,nothing was too much trouble, kind and compassionate. Made me feel like perhaps I could live a life. Am not the only person this happens to. Quite a bit of paperwork which I found daunting but even if I was stuck on silly questions I always got a real person to speak with. I can’t praise them high enough Reviewed on: 27th August 2024

Getting my life back

I was at the end of my mind not knowing how to cope with my debt and contacted Step Change who helped me instantly to get back on track. Reviewed on: 24th May 2025

Honestly StepChange gave me my life back.

Honestly StepChange gave me my life back. Before applying I had multiple debts often with no idea how much I needed to pay each month, everything was overwhelming and I had no idea how to keep on top of things but thankfully a friend told me about StepChange and honestly I was a bit hesitant at first but it was the best thing I could have done, once I gave my budget and explained all the debt I had they were able to consolidate it in one way more affordable payment which that alone eased my mind greatly as I finally knew how much I was actually paying each month and could effectively budget around it again, they also reduce stress by sorting out any change in creditors without you needing to do anything. I have been with StepChange for just over a year and my quality of life has improved so much so if you’re struggling with debt I can only whole heartedly recommend StepChange ! Reviewed on: 24th May 2025

StepChange are very understanding

StepChange are very understanding make you feel at ease for the first time in a long time help you make the right choice which is right for you took a huge weight off me are always there for you would recommend them to anyone that is struggling with debt Reviewed on: 24th May 2025

was at a loss about what to do.

was at a loss about what to do. too many letters coming in and stress building.Stepchange was a safe pair of hands who helped me literally take one step at a time with such respect for me and understanding. And they keep in touch with my progress and are there to help sort it out when things go wrong, Reviewed on: 24th May 2025

Stepchange have been nothing but excellent.

Stepchange have been nothing but excellent. They have helped me every step of the way and I couldn't have got through my really hard times without them. I felt so down before I contacted them, but now I feel like I can be myself again. Reviewed on: 24th May 2025

You made me breath again

You made me feel that it was not my fault but circumstances that put me in this position, every contact with you was positive, encouraging, and made me feel a little bit better and in control, your staff were professional, polite, and showed great empathy and understanding to my situation. Reviewed on: 24th May 2025

Fantastic

I was totally overwhelmed by my financial situation. Stepchange was the best thing. Reviewed on: 24th May 2025

I went from feeling overwhelmed, worried and stresse...

I went from feeling overwhelmed, worried and stressed to relieved. It gave me back some control. Plus I am still paying off my debt whilst having a life too. Reviewed on: 24th May 2025

Easy way to turn a big problem to no problem.

Easy way to turn a big problem to no problem. Excellent response and swift service which gave me peace of mind Reviewed on: 24th May 2025

Life Changing Experience!

I went from the depths of despair and desperation, drowning in debt to overwhelming relief and a life with a bright future, thanks to StepChange and their debt solution for me! Reviewed on: 24th May 2025

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