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StepChange: Debt advice reviews

Name: Debt advice
Rating: 4.95 (16766 reviews)

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4.95

Based on 16,766 reviews, last reviewed 14th May 2026

98600% increase in 5 star reviews

in the past 90 days

900% increase in 1 star reviews

in the past 90 days

97%

Latest highest rating:

5

I was in a deep hole and once I started to set up my... I was in a deep hole and once I started to set up my account with them a could feel a little pressure being lifted off my shoulders Reviewed on: 14th May 2026

Latest lowest rating:

2

Wouldn't recommend The customer service team I find to be very slow in responding, and I have sometimes had to send the same information a few times as they have clearly... Read more Reviewed on: 9th May 2026

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About this product

StepChange offer free and impartial advice to people who want to be free of debt.

The StepChange team will take time to understand your situation and then give you tailored advice based on your circumstances. StepChange can support you through a wide range of debt solutions including debt management plans and IVAs.

StepChange debt advice reviews help you find out what it’s really like to be a customer. If you’ve used StepChange before, you can also leave a review and share your experience.

Awards

Company of the year 2025

Awarded to the consumer credit company rated highest in customer reviews.
Best financial support provider 2025

Awarded to the financial support provider rated highest in customer reviews.

StepChange Debt advice reviews (16766)

Review of the StepChange, Debt advice:

Dare to hope,!

I have been very ill with cancer. During my treatments I took my eye off the ball as the saying goes. Was too ill to deal with post and many many calls from people demanding money. I was becoming paranoid about the phone,the postman. Well debts don’t go away I didn’t know where or who to turn to, my life was such a mess, I was even contemplating ending it all. A friend came here and said why don’t we ring Stepchange the debt charity. I had nothing to lose but from that very first call, they made me feel like we can sort this out together and took me through every single step. Every person I spoke with was efficient,nothing was too much trouble, kind and compassionate. Made me feel like perhaps I could live a life. Am not the only person this happens to. Quite a bit of paperwork which I found daunting but even if I was stuck on silly questions I always got a real person to speak with. I can’t praise them high enough Reviewed on: 27th August 2024

Helped with debt issues and were invaluable with our...

Helped with debt issues and were invaluable with our problems Reviewed on: 17th May 2024

Give them all medals !

I'd been struggling with loan repayments for over a year after taking out more than I could realistically afford. After months of stress and starting to fall further behind I called Stepchange who ran through my debts and suggested several options for me. They advised of the best one to take but left the final decision to me. They are so helpful every time I need to make an ammendment to fit my circumstances and every person I've spoken to there has treated me with patience and understanding and been happy to provide as much assistance as required. I would definitely recommend them to anyone who is struggling regularly to meet payments . Their service has provided a buffer between myself and my creditors which took so much of the stress away and gave me the chance to concentrate on my life again. I think its fair to say they saved me from certain mental health issues that come with prolonged stress. Their work is invaluable and makes a huge difference to people's lives . Thankyou to you all. Reviewed on: 17th May 2024

Efficient service and easy to contact

Efficient service and easy to contact Reviewed on: 17th May 2024

After being in debt since I was in my early twenties...

After being in debt since I was in my early twenties, and then becoming a single mum of two children my ability to manage my money became increasing difficult to the point where I had to start receiving food bank. This really affected me as I’d always managed to keep my head above water! Since hearing about them from a friend I called and was led through the process of setting up a debt mgt plan. They are so understanding and helpful to your needs and after a few years of manageable payments in the next two months I will officially be debt free! Which believe me is a wonderful feeling Reviewed on: 17th May 2024

Credit card debt

I was extremely in debt with credit card companies, just paying off the minimum but never clearing the debt, till I could no longer even pay the minimum amounts. Stepchange negotiated a repayment plan for me to repay the debt, and take away the stress and anxiety. Reviewed on: 17th May 2024

Step Change changed my life.

Step Change changed my life, they helped me get out of debt, and their services were free of charge. Reviewed on: 17th May 2024

Step Change has helped manage debt effectively and e...

Step Change has helped manage debt effectively and efficiently. Putting my mind at ease. They explained what options excited and were clear on consequences of each. Reviewed on: 17th May 2024

Stepchange help me a lot to manage my debts I recomm...

Stepchange help me a lot to manage my debts I recommend it to everyone. Reviewed on: 17th May 2024

Very good advice always there to help you.

Very good advice always there to help you. Reviewed on: 17th May 2024

Stepchange have made things easy for me to repay my...

Stepchange have made things easy for me to repay my debt in full. Very helpful service, which has saved me lots of stress. Reviewed on: 17th May 2024

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