Smart Money People Logo

StepChange: Debt advice reviews

4.95
Based on 14,715 reviews, last reviewed 31st Dec 2025
75% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
97%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

I was so stressed wished I had done this years ago m... I was so stressed wished I had done this years ago made my life so simpler and learned to live within my means. Reviewed on: 31st December 2025
Debbie P's avatar
Debbie P

Latest lowest rating:

2

My payments are not aligned with the date required b... My payments are not aligned with the date required by the credit card which cased major attention on my credit rating report Reviewed on: 23rd June 2025
Magda 's avatar
Magda

About this product

StepChange offer free and impartial advice to people who want to be free of debt.

The StepChange team will take time to understand your situation and then give you tailored advice based on your circumstances. StepChange can support you through a wide range of debt solutions including debt management plans and IVAs.

StepChange debt advice reviews help you find out what it’s really like to be a customer. If you’ve used StepChange before, you can also leave a review and share your experience.

StepChange Debt advice reviews (14715)

Review of the StepChange, Debt advice:

Recommended numerous times!

5
What can be said other than THANKYOU! The help and support received from StepChange has been superb from day one. To the extent I have recommended their service to family members who are struggling financially. The stress and pressure taken from my shoulders has been nothing short of a wonder and I can now continue rebuilding my financial path! Reviewed on: 3rd September 2021

Easy process from setting up my plan

5
Easy process from setting up my plan Reviewed on: 6th June 2025

Really helpful and supportive, especially with my an...

5
Really helpful and supportive, especially with my anxiety issues and helping me sort things out Reviewed on: 6th June 2025

Helped to relieve stress and worry

5
They have taken most of the worry away from us and whenever we have questions or need help, they are always at hand. Reviewed on: 6th June 2025

I have been with StepChange for several years now an...

5
I have been with StepChange for several years now and have found them nothing but polite , caring and downright legends , within 2 to 3 weeks of starting my DMP all my creditors stopped hassling me and that alone is worth 5 stars Reviewed on: 6th June 2025

Had a debt management plan, was very easy to manage...

5
Had a debt management plan, was very easy to manage via the website and really a seamless process. Everyone I dealt with was professional and friendly. A worthwhile and excellent service for managing and getting out of debt Reviewed on: 6th June 2025

Fantastic service

5
Fantastic service that has really helped with my debts and stopped me worrying about them as no where all under control and I thank you for that. Reviewed on: 6th June 2025

My experience was wonderful

5
My experience was wonderful made me feel at ease with the situation and sorted everything with ease. Reviewed on: 6th June 2025

Stepchange give me a new life can't thanks enough

5
Stepchange give me a new life can't thanks enough Reviewed on: 6th June 2025

Stepchange

5
Helped me put all my debts in one place. Reviewed on: 6th June 2025

Stepchange have only ever been helpful and friendly

5
Stepchange have only ever been helpful and friendly with sorting out my debt management plan Reviewed on: 6th June 2025

Do you have a different StepChange product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from StepChange?

  • Mortgage Broker

    from StepChange 5.00 from 6 reviews
    StepChange
    View all products