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StepChange: Debt advice reviews

4.92
Based on 18,652 reviews, last reviewed 30th Jun 2026
188700% increase in 5 star reviews
in the past 90 days
1600% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
97%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Probably saved my life can't thank you enough Probably saved my life can't thank you enough Reviewed on: 30th June 2026
Bella 's avatar
Bella

Latest lowest rating:

1

You can not get in touch over the phone unless it’s... You can not get in touch over the phone unless it’s early morning or you are in luck, meaning it would be time off work to call. When I have got throu... Read more Reviewed on: 22nd June 2026
Co's avatar
Co

About this product

StepChange offer free and impartial advice to people who want to be free of debt.

The StepChange team will take time to understand your situation and then give you tailored advice based on your circumstances. StepChange can support you through a wide range of debt solutions including debt management plans and IVAs.

StepChange debt advice reviews help you find out what it’s really like to be a customer. If you’ve used StepChange before, you can also leave a review and share your experience.

StepChange Debt advice reviews (18652)

Review of the StepChange, Debt advice:

No hassle no judgment help

5
Step change help us sort ourselves out without any fuss or judgement. They explained all the details and options and helped us follow through our plan. Also explained how to desk with the creditors. Fantastic service showing us "light at the end of the tunnel ". Reviewed on: 9th June 2021

5 star service

5
Very good customer service . Well managing company Reviewed on: 23rd May 2025

Amazing realistic Stepchange

5
Stepchange haven been amazing, understanding and helping us through a difficult time and assisting in being realistic what we can afford to pay. Reviewed on: 23rd May 2025

When you think there is 'nowhere to turn...

5
When you find yourself in an awful, 'nowhere to turn' situation, I can't praise StepChange enough for the help they gave us, straight from the first contact. They gave me chance to go through everything clearly and at a pace that works for you, to get you into a position where you can see a way forward in getting back on track financially. Reviewed on: 23rd May 2025

They put my mind at rest going through a very hard f...

5
They put my mind at rest going through a very hard financial time. Always speak in a way that is understandable Reviewed on: 23rd May 2025

Peace of Mind

5
I had spoken to another debt management service and their fees were frightening. My sister recommended StepChange to me and it was an easy online application. I gave all the detailed relevant information and they came back with a plan for my situation. It has helped me reorganise my expenditure and taken away a huge amount of stress. Reviewed on: 23rd May 2025

A flexible plan to meet out changing needs.

5
A flexible plan to meet out changing needs. Always helpful if we contact you. I’d definitely recommend to anyone in difficulty Reviewed on: 23rd May 2025

Helped take the stress out of the situation and made...

5
Helped take the stress out of the situation and made me feel like a person not a number or a failure for seeking their help. Reviewed on: 23rd May 2025

If you assume your reality, you can helped

5
Very helpful the only sorrow that I have, should know about this chance 2 years earlier. Professional support when dealing with situation. Thank you Reviewed on: 23rd May 2025

I was desperate, actually suicidal.

5
I was desperate, actually suicidal. I couldn't believe i could be helped. Stepchange allowed me to have a night's sleep for the first time in years. I only wish I'd found them sooner. You made me realise I wasn't the only one in such a mess. Actually, there were many people in a much worse state than me. I will never be able to thank you enough. I was terrified making the call, but I had to. I wouldn't be here now if it wasn't for your help. Reviewed on: 23rd May 2025

Before contacting StepChange I did not know how I wa...

5
Before contacting StepChange I did not know how I was going to service my debts.Thankfully StepChange helped me manage my debts. I am no longer anxious and worried. I am making regular payments what I can afford to my creditors.Thank you StepChange. Reviewed on: 23rd May 2025

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