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StepChange: Debt advice reviews

4.92
Based on 18,646 reviews, last reviewed 25th Jun 2026
188500% increase in 5 star reviews
in the past 90 days
1600% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
97%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Supported me through every stage of my IVA Completed an IVA with StepChange — it ran longer than planned thanks to emergency spending and furlough, but they were solid throughout. Never felt li... Read more Reviewed on: 25th June 2026
Gary Keaney's avatar
Gary Keaney

Latest lowest rating:

1

You can not get in touch over the phone unless it’s... You can not get in touch over the phone unless it’s early morning or you are in luck, meaning it would be time off work to call. When I have got throu... Read more Reviewed on: 22nd June 2026
Co's avatar
Co

About this product

StepChange offer free and impartial advice to people who want to be free of debt.

The StepChange team will take time to understand your situation and then give you tailored advice based on your circumstances. StepChange can support you through a wide range of debt solutions including debt management plans and IVAs.

StepChange debt advice reviews help you find out what it’s really like to be a customer. If you’ve used StepChange before, you can also leave a review and share your experience.

StepChange Debt advice reviews (18647)

Review of the StepChange, Debt advice:

A friend told me about step change I was so worried...

5
A friend told me about step change I was so worried about my dept paying out more than I could I wouldn't no what I would of done without there help its Excellent service allows me to carry on without that worry . Reviewed on: 27th May 2025

Stepchange helped me get back on track so if you ar...

5
Stepchange helped me get back on track so if you are worried about your debt I would absolutely recommend Stepchange Reviewed on: 23rd May 2025

Not really helpful for me

4
Not really helpful for me, because it still didn't allow me to continue filling out the form and I have to call by phone. Since I don't fully understand, I have to wait for my daughter to become free so she can make the call. Reviewed on: 23rd May 2025

Helped me get my life back on track

5
Helped me get my life back on track Reviewed on: 23rd May 2025

Save the day

5
Step change are a great service and help and advice they help you to overcome debt issues and help you to handle this worrying time with debt management help to your lenders Reviewed on: 23rd May 2025

Step change totally changed my life they offer free...

5
Step change totally changed my life they offer free advice and is run by a charity. Reviewed on: 23rd May 2025

Im out of debtebtthey wanted more than I could affor...

5
Some of the time they wanted more than I could afford based on your budget eg for a while I was paying £200 gas and electric and 100 water rates which they refused to accept why it was so hard to believe i don't know Reviewed on: 23rd May 2025

Debt Management Plan

5
I have received support from Step Change for a number of years now. From the first time I contacted them and each subsequent contact they have supported me in a non judgemental, understanding and practical way. This has allowed me to manage my finances practically and responsibly. Reviewed on: 23rd May 2025

Amazingly helpful

5
Amazingly kind customer service staff, never judgemental, helped me get back on track - something I didn’t think possible after a significant life change Reviewed on: 23rd May 2025

Step change saved me from a nightmare and I will alw...

5
Step change saved me from a nightmare and I will always be grateful Reviewed on: 23rd May 2025

Would recommend without hesitation

5
I found the staff I spoke to be well informed and very helpful.The service was excellent and I was able to get my finances back on track. Reviewed on: 23rd May 2025

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