Write a review

Newsletter

Go to business site

StepChange: Debt advice reviews

Name: Debt advice
Rating: 4.92 (18660 reviews)

View other StepChange products

4.92

Based on 18,660 reviews, last reviewed 8th Jul 2026

189050% increase in 5 star reviews

in the past 90 days

1600% increase in 1 star reviews

in the past 90 days

97%

Latest highest rating:

4

I had a 10. MY CRITIQUE I had a 10.5 hour lower back spinal surgery which made it difficult for me to even sit for a certain length of time. However, this form is so long and... Read more Reviewed on: 8th July 2026

Latest lowest rating:

1

You can not get in touch over the phone unless it’s... You can not get in touch over the phone unless it’s early morning or you are in luck, meaning it would be time off work to call. When I have got throu... Read more Reviewed on: 22nd June 2026

Read all reviews See your review

About this product

StepChange offer free and impartial advice to people who want to be free of debt.

The StepChange team will take time to understand your situation and then give you tailored advice based on your circumstances. StepChange can support you through a wide range of debt solutions including debt management plans and IVAs.

StepChange debt advice reviews help you find out what it’s really like to be a customer. If you’ve used StepChange before, you can also leave a review and share your experience.

Awards

Company of the year 2025

Awarded to the consumer credit company rated highest in customer reviews.
Best financial support provider 2025

Awarded to the financial support provider rated highest in customer reviews.

StepChange Debt advice reviews (18660)

Review of the StepChange, Debt advice:

Dare to hope,!

I have been very ill with cancer. During my treatments I took my eye off the ball as the saying goes. Was too ill to deal with post and many many calls from people demanding money. I was becoming paranoid about the phone,the postman. Well debts don’t go away I didn’t know where or who to turn to, my life was such a mess, I was even contemplating ending it all. A friend came here and said why don’t we ring Stepchange the debt charity. I had nothing to lose but from that very first call, they made me feel like we can sort this out together and took me through every single step. Every person I spoke with was efficient,nothing was too much trouble, kind and compassionate. Made me feel like perhaps I could live a life. Am not the only person this happens to. Quite a bit of paperwork which I found daunting but even if I was stuck on silly questions I always got a real person to speak with. I can’t praise them high enough Reviewed on: 27th August 2024

Stress-free process.......

It was an entirely stress-free process. Customer support was near EXCELLENT. Honestly, I can't complain. I would say: Step Change is reliable when it comes to providing debt solutions or management. Reviewed on: 23rd May 2025

Amazing work

Helped a lot, especially when I couldn't plan ahead properly. Good service and help. Reviewed on: 23rd May 2025

Stepchange gave me the breathing space & peace of mi...

Stepchange gave me the breathing space & peace of mind that I needed so desperately prior to contacting them. Reviewed on: 23rd May 2025

Fantastic communication and expert advice, very know...

Fantastic communication and expert advice, very knowledgable and reassuring, puts your mind at ease Reviewed on: 23rd May 2025

They are so helpful in sorting a financial crisis.

They are so helpful in sorting a financial crisis. No judgement just impartial helpful advice Reviewed on: 23rd May 2025

Always helpful and friendly staff

Always helpful and friendly staff Reviewed on: 23rd May 2025

So easy to use and very supporting

So easy to use and very supporting Reviewed on: 23rd May 2025

Very good and helpful explaining the best solution t...

Very good and helpful explaining the best solution to sorting finances Reviewed on: 23rd May 2025

Very helpful gave me peace of mind

Very helpful gave me peace of mind Reviewed on: 23rd May 2025

I was in debts and i was worried every day .

I was in debts and i was worried every day .i stayed in abusive relationship because of that but when my bank advised to contact Stepchange i was not sure if they help people like me but the call i made change my life ,they have helped to manage to pay my debts .now i am independent and enjoy time out with my granddaughter.Stepchange is great and people are nice and patient on phone Reviewed on: 23rd May 2025

Do you have a different StepChange product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Debt advice
from Money Wellness 4.89 from 6268 reviews
Debt solutions (discontinued)
from Freeze Debt (inactive company) 4.12 from 2 reviews
Debt advice
from Business Debtline 4.33 from 28 reviews

Want to see more from StepChange?

Mortgage Broker
from StepChange 4.26 from 6 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub