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StepChange: Debt advice reviews

Name: Debt advice
Rating: 4.92 (18660 reviews)

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4.92

Based on 18,660 reviews, last reviewed 8th Jul 2026

189050% increase in 5 star reviews

in the past 90 days

1600% increase in 1 star reviews

in the past 90 days

97%

Latest highest rating:

4

I had a 10. MY CRITIQUE I had a 10.5 hour lower back spinal surgery which made it difficult for me to even sit for a certain length of time. However, this form is so long and... Read more Reviewed on: 8th July 2026

Latest lowest rating:

1

You can not get in touch over the phone unless it’s... You can not get in touch over the phone unless it’s early morning or you are in luck, meaning it would be time off work to call. When I have got throu... Read more Reviewed on: 22nd June 2026

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About this product

StepChange offer free and impartial advice to people who want to be free of debt.

The StepChange team will take time to understand your situation and then give you tailored advice based on your circumstances. StepChange can support you through a wide range of debt solutions including debt management plans and IVAs.

StepChange debt advice reviews help you find out what it’s really like to be a customer. If you’ve used StepChange before, you can also leave a review and share your experience.

Awards

Company of the year 2025

Awarded to the consumer credit company rated highest in customer reviews.
Best financial support provider 2025

Awarded to the financial support provider rated highest in customer reviews.

StepChange Debt advice reviews (18660)

Review of the StepChange, Debt advice:

Dare to hope,!

I have been very ill with cancer. During my treatments I took my eye off the ball as the saying goes. Was too ill to deal with post and many many calls from people demanding money. I was becoming paranoid about the phone,the postman. Well debts don’t go away I didn’t know where or who to turn to, my life was such a mess, I was even contemplating ending it all. A friend came here and said why don’t we ring Stepchange the debt charity. I had nothing to lose but from that very first call, they made me feel like we can sort this out together and took me through every single step. Every person I spoke with was efficient,nothing was too much trouble, kind and compassionate. Made me feel like perhaps I could live a life. Am not the only person this happens to. Quite a bit of paperwork which I found daunting but even if I was stuck on silly questions I always got a real person to speak with. I can’t praise them high enough Reviewed on: 27th August 2024

Easy to join the scheme and very friendly staff.

Easy to join the scheme and very friendly staff who put you at ease no matter how much you are in debt Reviewed on: 23rd May 2025

Step change has literally saved my life.

Step change has literally saved my life....the help o get is amazing and the staff are always very happy to help Reviewed on: 23rd May 2025

Take the 1st step

I was overwhelmed with my debt, Stepchange gave me an attainable plan of action and took the stress and worry away. When my circumstances changed they were able to adjust my plan to an affordable amount. They're always there and always supportive and helpful Reviewed on: 23rd May 2025

Made it out the other side

Getting the piece of mind that things were no longer spiralling out of control and Step Change having the knowledge and know how on dealing with the many differing and various companies involved in the debt was a huge relief of pressure. Reviewed on: 23rd May 2025

Brilliant very happy with service

Brilliant very happy with service Reviewed on: 23rd May 2025

Always helpful and polite.

Always helpful and polite.stop telling people to write more Reviewed on: 23rd May 2025

Helped when when things got difficult

Helped when when things got difficult Reviewed on: 23rd May 2025

Always helpful non judgmental .

Always helpful non judgmental . Helped me to feel in control of my life again , no more sleepless nights and worrying if I have enough at the cash point for what I need , helped me budget Reviewed on: 23rd May 2025

Was very worried and very upset,

Was very worried and very upset, that I could not repay my debts, Spoke to Step Change and was put at ease straight away, Reviewed on: 23rd May 2025

Life Changing

Very friendly and understanding, changed my life so much not worrying about debt. Reviewed on: 23rd May 2025

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