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StepChange: Debt advice reviews

4.92
Based on 18,649 reviews, last reviewed 27th Jun 2026
188600% increase in 5 star reviews
in the past 90 days
1600% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
97%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

4

Very supportive and kind understanding of my situati... Very supportive and kind understanding of my situation and where I was at the time. Reviewed on: 27th June 2026
Cheikh C's avatar
Cheikh C

Latest lowest rating:

1

You can not get in touch over the phone unless it’s... You can not get in touch over the phone unless it’s early morning or you are in luck, meaning it would be time off work to call. When I have got throu... Read more Reviewed on: 22nd June 2026
Co's avatar
Co

About this product

StepChange offer free and impartial advice to people who want to be free of debt.

The StepChange team will take time to understand your situation and then give you tailored advice based on your circumstances. StepChange can support you through a wide range of debt solutions including debt management plans and IVAs.

StepChange debt advice reviews help you find out what it’s really like to be a customer. If you’ve used StepChange before, you can also leave a review and share your experience.

StepChange Debt advice reviews (18650)

Review of the StepChange, Debt advice:

Step change is outstanding so effective

5
I have reduced my indebtedness within a short period and look forward to wiping it completely Reviewed on: 5th August 2021

A God Send

5
Very professional. They gave me hope and I was not made to feel guilty for getting myself into a financial mess. Offered practical solutions. Gave me peace of mind going into the future. I wish I’d known about this charity earlier but thank goodness I found them Reviewed on: 23rd May 2025

Less worry

5
I don't know what I would of done without you.very polite and experienced staff and so willing to give good advice to make the worry lesser .thank you Reviewed on: 23rd May 2025

Fantastic company.

5
Fantastic company. They have really help me out of a mess. Always lovely on the phone, nevermore you feel bad about any of it. I have recommended them to lots of people who I have spoken too about debts. Reviewed on: 23rd May 2025

Step change helped me from feeling there was nothing...

5
Step change helped me from feeling there was nothing I could do to offering myself help and advice it was such a weight off my shoulders Reviewed on: 23rd May 2025

Pick up the confidence and call..

5
It was so easy to sort once I picked up the confidence to call. You but my mind at easy and broken everything down to easy payments. It did take 23 years to pay back all my debts but I did it. With a budget plan I could afford. It was easy to change if my circumstances changed. Loved the online account. So I could see my dept decreasing every month. Also I could do my yearly review on there as well. But I knew if I was stuck with anything I call in person as well. Fantastic support would tell anyone to call for advice and help with step change 100% of the time. They will never judge you and make you feel there is no way out of dept eventually. Like is it took me 23 years but I did it and so can you. Reviewed on: 23rd May 2025

Always helpful and informative when contacting the...

5
Always helpful and informative when contacting the provider Reviewed on: 23rd May 2025

I consitently felt unjudged, heard, reassured and su...

5
I consitently felt unjudged, heard, reassured and supported by SC Reviewed on: 23rd May 2025

I was in a desperate situation, with no clear way out.

5
I was in a desperate situation, with no clear way out. StepChange was recommended to me by one of my creditors. From the first few words on the telephone I felt there actually was a genuine light at the end of a very long, very dark tunnel. My only regret is that I didn't know sooner how helpful they could be. Reviewed on: 23rd May 2025

Took the worry away

5
I was worried who was knocking on my door for money or how I was going to live but step change helped took the worry away best thing I ever did was ring them now I know il be debt free in 2 yrs time. Reviewed on: 23rd May 2025

Step change saved my life, literally!

5
Step change helped me out of a black hole, I did not know what to do but they helped me every step of the way, I called them up and a week later I was on a DMP and my debits were under control, I could breat again. Reviewed on: 23rd May 2025

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