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StepChange: Debt advice reviews

Name: Debt advice
Rating: 4.92 (18661 reviews)

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4.92

Based on 18,661 reviews, last reviewed 10th Jul 2026

126000% increase in 5 star reviews

in the past 90 days

1600% increase in 1 star reviews

in the past 90 days

97%

Latest highest rating:

5

StepChange have helped me become debt free, I comple... StepChange have helped me become debt free, I completed the budget form and entered in the amount that I owed and they gave me a plan to pay off my de... Read more Reviewed on: 10th July 2026

Latest lowest rating:

1

You can not get in touch over the phone unless it’s... You can not get in touch over the phone unless it’s early morning or you are in luck, meaning it would be time off work to call. When I have got throu... Read more Reviewed on: 22nd June 2026

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About this product

StepChange offer free and impartial advice to people who want to be free of debt.

The StepChange team will take time to understand your situation and then give you tailored advice based on your circumstances. StepChange can support you through a wide range of debt solutions including debt management plans and IVAs.

StepChange debt advice reviews help you find out what it’s really like to be a customer. If you’ve used StepChange before, you can also leave a review and share your experience.

Awards

Company of the year 2025

Awarded to the consumer credit company rated highest in customer reviews.
Best financial support provider 2025

Awarded to the financial support provider rated highest in customer reviews.

StepChange Debt advice reviews (18661)

Review of the StepChange, Debt advice:

Dare to hope,!

I have been very ill with cancer. During my treatments I took my eye off the ball as the saying goes. Was too ill to deal with post and many many calls from people demanding money. I was becoming paranoid about the phone,the postman. Well debts don’t go away I didn’t know where or who to turn to, my life was such a mess, I was even contemplating ending it all. A friend came here and said why don’t we ring Stepchange the debt charity. I had nothing to lose but from that very first call, they made me feel like we can sort this out together and took me through every single step. Every person I spoke with was efficient,nothing was too much trouble, kind and compassionate. Made me feel like perhaps I could live a life. Am not the only person this happens to. Quite a bit of paperwork which I found daunting but even if I was stuck on silly questions I always got a real person to speak with. I can’t praise them high enough Reviewed on: 27th August 2024

I was in a very bad way financially I contacted cab...

I was in a very bad way financially I contacted cab and they gave me the number for step change ,I had never heard of them.Step change have been brilliant. I was making myself ill with worries at the time. Reviewed on: 23rd May 2025

Back in control

From not sleeping due to worrying now all in one place Reviewed on: 23rd May 2025

Struggling to keep on top!

Struggling with keeping on top of credit cards and spiralling out of control. Stepchange were brilliant from the start with super kind people at the end of the phone. Good advice and support with process dealing with debtors for you. Keep in contact with debtors to though when letters arrive. Sorted debt management plan and even though money worries are still there feel more confident I can get through this. Reviewed on: 23rd May 2025

Helped sort my life out.

Helped sort my life out. Have a proper budget sorted and able to sleep at night. Took pressure of me and family as regards reducing monthly payments and being afraid to open letters in the post. Reviewed on: 23rd May 2025

When I first contacted them years ago I was tense, t...

When I first contacted them years ago I was tense, they helped me and are still doing it. Reviewed on: 23rd May 2025

Lifesavers - helped me get through a very difficult...

Lifesavers - helped me get through a very difficult period following the loss on my business and a heart attack Reviewed on: 23rd May 2025

Always helpful if I'm having a bad month and overall...

Always helpful if I'm having a bad month and overall service is great. Reminders for new review is helpful, but I always remember and tend to complete it before time. Reviewed on: 23rd May 2025

Stepchange!

Have always been professional, helpful and friendly. A great company. Reviewed on: 23rd May 2025

excellent

Made the stress go and so easy to talk to about all the stuff your suffering Reviewed on: 23rd May 2025

Was a bit overwhelmed with my debt problem,but they...

Was a bit overwhelmed with my debt problem,but they talked me through it and sorted it out ,also get regular reviews to see if all ok ,also easy to get in contact with if anything changes. Reviewed on: 23rd May 2025

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