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StepChange: Debt advice reviews

Name: Debt advice
Rating: 4.95 (16787 reviews)

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4.95

Based on 16,787 reviews, last reviewed 17th May 2026

99650% increase in 5 star reviews

in the past 90 days

900% increase in 1 star reviews

in the past 90 days

97%

Latest highest rating:

5

Step change has literally saved my life. Step change has literally saved my life. The phone operators are fantastic, put you at ease and don’t make you feel bad. Reviewed on: 17th May 2026

Latest lowest rating:

2

Wouldn't recommend The customer service team I find to be very slow in responding, and I have sometimes had to send the same information a few times as they have clearly... Read more Reviewed on: 9th May 2026

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About this product

StepChange offer free and impartial advice to people who want to be free of debt.

The StepChange team will take time to understand your situation and then give you tailored advice based on your circumstances. StepChange can support you through a wide range of debt solutions including debt management plans and IVAs.

StepChange debt advice reviews help you find out what it’s really like to be a customer. If you’ve used StepChange before, you can also leave a review and share your experience.

Awards

Company of the year 2025

Awarded to the consumer credit company rated highest in customer reviews.
Best financial support provider 2025

Awarded to the financial support provider rated highest in customer reviews.

StepChange Debt advice reviews (16787)

Review of the StepChange, Debt advice:

Dare to hope,!

I have been very ill with cancer. During my treatments I took my eye off the ball as the saying goes. Was too ill to deal with post and many many calls from people demanding money. I was becoming paranoid about the phone,the postman. Well debts don’t go away I didn’t know where or who to turn to, my life was such a mess, I was even contemplating ending it all. A friend came here and said why don’t we ring Stepchange the debt charity. I had nothing to lose but from that very first call, they made me feel like we can sort this out together and took me through every single step. Every person I spoke with was efficient,nothing was too much trouble, kind and compassionate. Made me feel like perhaps I could live a life. Am not the only person this happens to. Quite a bit of paperwork which I found daunting but even if I was stuck on silly questions I always got a real person to speak with. I can’t praise them high enough Reviewed on: 27th August 2024

Used StepChange after splitting with my partner as w...

Used StepChange after splitting with my partner as we had debts and StepChange has dealt with everything I needed Reviewed on: 15th May 2024

A massive financial weight lifted off of my shoulders.

I unfortunately got my self into some money issues. I was over spending and thought, as many of us do, its ok i will sort next month. Next month turned in to next year and things just spiralled out of control. Not knowing where to turn i plucked up the courage and reached out to Step Change. They were understanding, sympathetic and walked me through the process and procedures. They helped me make an informed decision and kept all of my creditors up to date with circumstances. The phone calls stopped from my creditors and a massive weight lifted off of my shoulders. Agreed it was my mess and my causing but to have help and advise and a liaison really benefited me and showed me there was light at the end of the tunnel. I am really grateful of the help and the understanding shown. Reviewed on: 15th May 2024

Good one and pleasant, vert experience good staff m...

Good one and pleasant, vert experience good staff managing to help me pay my debts to all my creditors Reviewed on: 15th May 2024

Financial difficulties? Talk to these guys!

Such a supportive organisation at what it one of the most stressful times of my life. They were there from setup to end. They communicated with debtors for me. They made sure I could afford the repayments. They gave me frequent money tips and reassurances that I am doing well. They changed my life and that of my family and gave us another chance. I should have done it sooner. Reviewed on: 15th May 2024

Thanks for the help!

Had informative, helpful and caring support and advice throughout. From being in a very difficult place in my life, the support and help I’ve had from StepChange has allowed me to get my life back in the right direction. All the help has been greatly appreciated. Reviewed on: 15th May 2024

Taking control

Best thing I ever did contact step change took a huge weight off my shoulders I was able to breathe for the first time in years I am near to my goal of becoming debt free my advice to anyone in debt don't leave it a minute longer step change can help put all your options into prospective do it today take the step to step change Reviewed on: 15th May 2024

Excellent company

Stepchange are easy to contact, great customer service and talked me through every one of my options and the processes for my particular circumstances. They took the stress and worry out of going over my situation multiple times with different companies by contacting everyone for me. Reviewed on: 15th May 2024

Excellent service.

Excellent service. With stepchange, I have been able to manage our debts well. Will rate them anytime Reviewed on: 15th May 2024

Contact Stepchange as soon as possible

Contacting stepchange and knowing they could help lowered my stress levels by more than 50 percent. Wish I contacted them early. Reviewed on: 15th May 2024

Try helpful gave good advice very positive

Try helpful gave good sdvice very positive Reviewed on: 15th May 2024

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