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StepChange: Debt advice reviews

Name: Debt advice
Rating: 4.92 (18645 reviews)

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4.92

Based on 18,645 reviews, last reviewed 24th Jun 2026

188450% increase in 5 star reviews

in the past 90 days

1600% increase in 1 star reviews

in the past 90 days

97%

Latest highest rating:

5

Step Change get my life back on track. Step Change get my life back on track. Step Change worked out what i can afford. Very grateful for all the support and the advises from the advisors a... Read more Reviewed on: 24th June 2026

Latest lowest rating:

1

You can not get in touch over the phone unless it’s... You can not get in touch over the phone unless it’s early morning or you are in luck, meaning it would be time off work to call. When I have got throu... Read more Reviewed on: 22nd June 2026

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About this product

StepChange offer free and impartial advice to people who want to be free of debt.

The StepChange team will take time to understand your situation and then give you tailored advice based on your circumstances. StepChange can support you through a wide range of debt solutions including debt management plans and IVAs.

StepChange debt advice reviews help you find out what it’s really like to be a customer. If you’ve used StepChange before, you can also leave a review and share your experience.

Awards

Company of the year 2025

Awarded to the consumer credit company rated highest in customer reviews.
Best financial support provider 2025

Awarded to the financial support provider rated highest in customer reviews.

StepChange Debt advice reviews (18645)

Review of the StepChange, Debt advice:

Thank you Stepchange

I was very pleased to have Thier help, support, knowledge and guidance. Reviewed on: 3rd May 2024

About 7 years plus ago I was in terrible debt due to...

About 7 years plus ago I was in terrible debt due to a relationship breakdown plus other issues, I felt myself getting ill due to worry my future looked really bleak. My girlfriend mentioned this organisation step change which I have never heard of, I got in touch with them and they where the most understanding helpful humans I have ever come across, the way things were at the time I can truly say they probably saved my life I'm getting emotional typing this .right now I'm dept free with a tiny savings slowly growing but all in all I'm ina much better place right now and I thank you most sincerely over and over Reviewed on: 23rd May 2025

Extremely helpful and understanding of my situation...

Extremely helpful and understanding of my situation and helped me get back on track Reviewed on: 23rd May 2025

The process of setting up a budget and establishing...

The process of setting up a budget and establishing an amount has been really smooth and efficient. I was even more impressed by the fact that StepChange contacted the lenders who approved the repayment plans. It’s such a relief. I’m beyond grateful for all the help. Reviewed on: 23rd May 2025

"StepChange has been incredibly helpful

"StepChange has been incredibly helpful, providing much-needed reassurance during the challenging journey of managing debt. It's comforting to know that such a supportive organization exists. I would highly recommend StepChange as the first point of contact for anyone seeking debt advice.The team are kind, understanding, and completely professional, with a reassuringly non-judgmental approach. When you're at a low point in life, the last thing you need is to feel worse — and they ensure you don’t. The advice they provide is solid, the process is straightforward, and they tailor the best options to suit your needs. Once everything is set up, the process can be managed entirely online unless you need to reach out with questions." Reviewed on: 23rd May 2025

Step change is a LIFE SAVER.

Step change is a LIFE SAVER. I mean it because you guys have helped me when I had nowhere to go. Each and EVERY agent of Step change listen and understand my feelings and distress and debt. Every help received has benefitted me and my family. I recommend Step change to everyone reading this. Thank you Reviewed on: 23rd May 2025

The service was so comforting when I was very vulner...

The service was so comforting when I was very vulnerable - no judgements and competent people offering me options I wasn’t aware of. Now almost all of my creditors are waiting for payment until I get my mortgage back on track and I have been sleeping so much better. Reviewed on: 23rd May 2025

Peace of mind

Stepchange have helped me for 20 years. The peace of mind, from initial phone call, was fantastic. Reviewed on: 23rd May 2025

Step Change , Dear Sir or Madam, thank you for your...

Step Change , Dear Sir or Madam, thank you for your assistance and help, highly appreciated , indeed. In many aspects of my situation, as I became disabled, your assistance was vital. Regards, Janusz Jacob Junosza Borkowski. Reviewed on: 23rd May 2025

Very helpful and easy to communicate with

Very helpful and easy to communicate with Reviewed on: 23rd May 2025

I was literally drowning, and on top of that struggl...

I was literally drowning, and on top of that struggling with a cancer diagnosis. Stepchange were just amazing, so helpful. Reviewed on: 23rd May 2025

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