Smart Money People Logo

StepChange: Debt advice reviews

4.95
Based on 14,720 reviews, last reviewed 16th Apr 2026
25% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
97%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Amazing service Stepchange have been amazing help. Debt advice plan in place amazing customer service Reviewed on: 16th April 2026
Kelly h's avatar
Kelly h

Latest lowest rating:

2

My payments are not aligned with the date required b... My payments are not aligned with the date required by the credit card which cased major attention on my credit rating report Reviewed on: 23rd June 2025
Magda 's avatar
Magda

About this product

StepChange offer free and impartial advice to people who want to be free of debt.

The StepChange team will take time to understand your situation and then give you tailored advice based on your circumstances. StepChange can support you through a wide range of debt solutions including debt management plans and IVAs.

StepChange debt advice reviews help you find out what it’s really like to be a customer. If you’ve used StepChange before, you can also leave a review and share your experience.

StepChange Debt advice reviews (14720)

Review of the StepChange, Debt advice:

No hassle no judgment help

5
Step change help us sort ourselves out without any fuss or judgement. They explained all the details and options and helped us follow through our plan. Also explained how to desk with the creditors. Fantastic service showing us "light at the end of the tunnel ". Reviewed on: 9th June 2021

Jimmy Anthony

5
Was in a bad place with unmanageable debt now I feel it's under control and will be debt free in just over a year Reviewed on: 1st May 2024

Easy to talk too and caring attitude

5
Easy to talk too and caring attitude Reviewed on: 1st May 2024

Helpful, great advice, at the end of the phone when...

5
Helpful, great advice, at the end of the phone when needed to ask questions Reviewed on: 1st May 2024

Got my debt down really quick will be out of debt by...

5
Got my debt down really quick will be out of debt by September 2024 in stead of 2026 Reviewed on: 1st May 2024

Great service

5
I have been using step change now for over a year and it takes the stress off me the fact they sort and send the payment to all the creditors. Reviewed on: 1st May 2024

A massive help.

5
A massive help. I suffer from epilepsy so not good with memory. So set a direct debt amount up and they sorted the rest. Reviewed on: 1st May 2024

The company were very professional very helpful, put...

5
The company were very professional very helpful, put us at ease all the way through the process and explained everything to us and I would recommend them fantastic service Reviewed on: 1st May 2024

Fantastic support, great ears, super understanding

5
Fantastic support, great ears, super understanding Reviewed on: 1st May 2024

Fantastic service from start to finish made my unte...

5
Fantastic service from start to finish made my untenable situation solvable and I am now debt free! my only critic icons are around the administration side of things and that relatively simple requests need chasing to make sure that they are actioned. Reviewed on: 1st May 2024

Stepchange are there for you just reach out

5
Following the death of my husband you helped me to sort out finances and your there whenever I need help Reviewed on: 1st May 2024