Paid advertisement
Smart Money People Logo
Newsletter

StepChange: Debt advice reviews

4.92
Based on 18,640 reviews, last reviewed 21st Jun 2026
376800% increase in 5 star reviews
in the past 90 days
1500% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
97%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

I don't know what I would do without step change. I don't know what I would do without step change. They have been very supportive over difficult times. Reviewed on: 21st June 2026
Mavis's avatar
Mavis

Latest lowest rating:

1

WOULD NOT RECOMMEND Very poor level of service. I haven't had a reply to an email or chase ups for almost 2 months. They have said they haven't received payments when the... Read more Reviewed on: 10th June 2026
CharleyM's avatar
CharleyM

About this product

StepChange offer free and impartial advice to people who want to be free of debt.

The StepChange team will take time to understand your situation and then give you tailored advice based on your circumstances. StepChange can support you through a wide range of debt solutions including debt management plans and IVAs.

StepChange debt advice reviews help you find out what it’s really like to be a customer. If you’ve used StepChange before, you can also leave a review and share your experience.

StepChange Debt advice reviews (18640)

Review of the StepChange, Debt advice:

It was absolutely fantastic help from start to finish.

5
It was absolutely fantastic help from start to finish. It took 8 days in total. I'm sitting here now a lot happier than I was 3 weeks ago. They put me forward (against their recommendation) for a DRO, which was passed 2 weeks ago, and because I have their backing, I have been able to liaise with my creditors a lot easier, and they have actually helped me due to my underlying health issues. Thank you to them all from Stepchange and also Money Wellness (the people who organised my finances and submitted my DRO application) From the bottom of my heart, THANK YOU. They all deserve credit and praise for their hard work. Reviewed on: 24th August 2024

Don't struggle contact stepchance

5
Our problem started when interest rates went up. Our monthly money was all going on paying mortgage and bills. We hit rock bottom and thought we was going to have to sell our house or be evicted. Feeling very embarrassed we called step change and spoke to a very nice man who after getting emotional told us they were there to help. The process was easy and after giving them all our monthly outgoings and income , gave us three options to clear our debt. We chose the one most suited to us. Step change contacted all of the necessary people for us and worked out how much we would pay to them. Experience was informative and easy. We are happy with the service and would and have recommended them to others in difficulty. Don't feel embarrassed, contact them. Reviewed on: 23rd May 2025

help when i needed it filled in form and step change...

5
help when i needed it filled in form and step change done the rest Reviewed on: 23rd May 2025

A life back

5
Step change was able to take me out of my sleepless nights and stress they put me on top of my anxiety by providing me with a easy way that I can get me handing me debt Reviewed on: 23rd May 2025

Fantasic people

5
When I first got in touch I was very nervous because I felt I wasn't getting anywhere. But as soon as I got talking to the person from step change it all changed they went through everything with me and helped me such alot I felt at ease for the first time in ages I would recommend them to everyone Thank you Reviewed on: 23rd May 2025

Thank goodness.

5
Thank goodness. Stepchange. I was distraught when I first contacted them five years ago and they helped me out. It made me realise that I could get this situation resolved and it's probably been the best thing I ever did. Thank you. Reviewed on: 23rd May 2025

Very necessary service.

5
Very necessary service. StepChange are a great set of people. Reviewed on: 23rd May 2025

StepChange are truly amazing.

5
StepChange are truly wonderful. The people who help are incredibly helpful and friendly, and very knowledgeable. They are so reassuring when issues arise from creditors, and when you speak with them, you feel confident and reassured that things will be resolved. They give clients something very precious. Hope. Absolutely fantastic company, with outstanding staff. Reviewed on: 23rd May 2025

Excellent support

5
I was stressed with my debt. The lady helped me on the phone & talked me through the process. I felt instantly better & proud I could handle the repayments. Reviewed on: 23rd May 2025

I was anxious and overwhelmed.

5
I was anxious and overwhelmed. The advisor was friendly, nonjudgemental and patient. Very reassuring. Clear explanations and advice. Reviewed on: 23rd May 2025

Efficiency, politeness, no comments on the circumsta...

5
Efficiency, politeness, no comments on the circumstances, Agents with sympathy and knowledge who guide through the process . Thank you All Step Change Reviewed on: 23rd May 2025

Do you have a different StepChange product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from StepChange?

  • Mortgage Broker

    from StepChange 4.26 from 6 reviews
    StepChange
    View all products