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StepChange: Debt advice reviews

Name: Debt advice
Rating: 4.92 (18662 reviews)

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4.92

Based on 18,662 reviews, last reviewed 12th Jul 2026

126033% increase in 5 star reviews

in the past 90 days

1600% increase in 1 star reviews

in the past 90 days

97%

Latest highest rating:

5

Excellent support. Excellent support. Extremely compassionate understanding and kind people Reviewed on: 12th July 2026

Latest lowest rating:

1

You can not get in touch over the phone unless it’s... You can not get in touch over the phone unless it’s early morning or you are in luck, meaning it would be time off work to call. When I have got throu... Read more Reviewed on: 22nd June 2026

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About this product

StepChange offer free and impartial advice to people who want to be free of debt.

The StepChange team will take time to understand your situation and then give you tailored advice based on your circumstances. StepChange can support you through a wide range of debt solutions including debt management plans and IVAs.

StepChange debt advice reviews help you find out what it’s really like to be a customer. If you’ve used StepChange before, you can also leave a review and share your experience.

Awards

Company of the year 2025

Awarded to the consumer credit company rated highest in customer reviews.
Best financial support provider 2025

Awarded to the financial support provider rated highest in customer reviews.

StepChange Debt advice reviews (18662)

Review of the StepChange, Debt advice:

Dare to hope,!

I have been very ill with cancer. During my treatments I took my eye off the ball as the saying goes. Was too ill to deal with post and many many calls from people demanding money. I was becoming paranoid about the phone,the postman. Well debts don’t go away I didn’t know where or who to turn to, my life was such a mess, I was even contemplating ending it all. A friend came here and said why don’t we ring Stepchange the debt charity. I had nothing to lose but from that very first call, they made me feel like we can sort this out together and took me through every single step. Every person I spoke with was efficient,nothing was too much trouble, kind and compassionate. Made me feel like perhaps I could live a life. Am not the only person this happens to. Quite a bit of paperwork which I found daunting but even if I was stuck on silly questions I always got a real person to speak with. I can’t praise them high enough Reviewed on: 27th August 2024

Step Change saved my sanity.

Step Change saved my sanity. They were absolutely incredible. I no longer have stressful mail and my debts are being cleared. Reviewed on: 23rd May 2025

Sorted my financial affairs and the mental stress ma...

Sorted my financial affairs and the mental stress many thanks Reviewed on: 23rd May 2025

Stepchange provided a solution to Covid debts!

Due to Covid, lost my job and then unable to keep up with normal credit card payments which had never been a problem. Banks closed all my accounts and it was Stepchange that guided me through a re-payment plan which the Banks accepted and after approx four years, I will be clear of all outstanding debts in Oct this year. Reviewed on: 23rd May 2025

Help when needed

Stepchange have helped me get on top of my money worries and have helped when life throws some unexpected curve balls. Very easy set up and no added fees. Reviewed on: 23rd May 2025

've been with Step Change for many years know and d...

I've been with Step Change for many years know and don't know how I would have coped with out them.The team are great. Reviewed on: 23rd May 2025

Very helpful and friendly takes the pressure of you...

Very helpful and friendly takes the pressure of you and you don't feel so worried. Reviewed on: 23rd May 2025

overspending on credit cards

Helped me out after overspending on credit cards I was nearly going bankrupt but was helped out with kindness and support I can’t thank them enough Reviewed on: 23rd May 2025

Light at the end of a very dark tunnel

I felt there was no way out of my debt, until I contacted stepchange. The process was so simple and straightforward. Now I feel more in control and able to move on. I urge anyone who has found themselves in chronic debt to contact them and regain your life. The stress of debt is just not worth it. Reviewed on: 23rd May 2025

I was at breaking point with my debts

I was at breaking point with my debts even though I had been paying something. The stress was driving me crazy. StepChange got my life back on track. The debts slowly lessened and 3 and a half years later I have one payment left. They treated me with respect and no judgement. I was in a difficult place following a bereavement and the gentleman I spoke to, took time to talk with me about my debt but also about how I got there. I was worried about taking this step but it was so easy. StepChange dealt with the debts without me having to talk the companies. Don't be afraid to make that phone call or Internet enquiry. They will change your life for the better. All I can say is Thank you. Reviewed on: 23rd May 2025

Very helpful, sympathetic people to speak to that w...

Very helpful, sympathetic people to speak to that works out a plan for you that really works to pay your debt off Reviewed on: 23rd May 2025

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