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StepChange: Debt advice reviews

4.92
Based on 18,655 reviews, last reviewed 1st Jul 2026
188850% increase in 5 star reviews
in the past 90 days
1600% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
97%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Reliable institution Reliable institution that supports the client with the most update information and gives a great help with the finantial problems Reviewed on: 1st July 2026
Jose M's avatar
Jose M

Latest lowest rating:

1

You can not get in touch over the phone unless it’s... You can not get in touch over the phone unless it’s early morning or you are in luck, meaning it would be time off work to call. When I have got throu... Read more Reviewed on: 22nd June 2026
Co's avatar
Co

About this product

StepChange offer free and impartial advice to people who want to be free of debt.

The StepChange team will take time to understand your situation and then give you tailored advice based on your circumstances. StepChange can support you through a wide range of debt solutions including debt management plans and IVAs.

StepChange debt advice reviews help you find out what it’s really like to be a customer. If you’ve used StepChange before, you can also leave a review and share your experience.

StepChange Debt advice reviews (18655)

Review of the StepChange, Debt advice:

Excellent service all round

5
Cannot praise enough everyone I have dealt with has been most helpful in some cases over and beyond what I would have expected they have certainly got us back on the road to recovery with a sensible affordable plan Reviewed on: 8th July 2020

The people I have spoken are very polite and very un...

5
The people I have spoken are very polite and very understanding to my suitation and don't pressure me into paying more then I can afford and help with my monthly budget Reviewed on: 23rd May 2025

They were there for me when I didn't know what to do...

5
They were there for me when I didn't know what to do, they listened without judgment and explained my options to me. I remember feeling so lost and overwhelmed by my debts, and just being able to talk to someone who understood and could provide a way forward was such a relief. The process of setting up a Debt Management Plan was straightforward, and they handled all the communication with my creditors, which took a huge weight off my shoulders. It made all the difference to my mindset knowing that someone was fighting for me and on my behalf to get me back on my feet. I would strongly encourage anyone in debt to seek the help of StepChange. They are a lifeline, offering free, impartial advice and practical support when you need it most. If you're unsure what to do, please get in touch with them – they were there for me, and they can do the same for you. Reviewed on: 23rd May 2025

The best way to solve your Debt Problems

5
Since Spoke with Debt Advisors, they explained at detail all options that I can applying. It was the best support that I had due I was so stressed with my debts, even there were nights unable to sleeping well due worrying. Once I took a Debt Plan with them, felt like taken a weight off my back. Reviewed on: 23rd May 2025

Always helpful advice ,provided reassurance when I t...

5
Always helpful advice ,provided reassurance when I thought I was in a bit of trouble Reviewed on: 23rd May 2025

first class from start to finish , never judgmental...

5
first class from start to finish , never judgmental , and very very helpful . also the after care is excellent , dealt with care and dedication in providing you with honest affordable repayments that you can change if your circumstances change , 100 % helped me to get back on my feet .,,five star rating from me . Reviewed on: 23rd May 2025

Understanding

5
Fair, what you see is what you get. Highly recommend! Reviewed on: 23rd May 2025

They have helped me tremendously and took a bit a wo...

5
They have helped me tremendously and took a bit a worry of me . Reviewed on: 23rd May 2025

Great advice

5
Great advise without judgement. Help me sett my budgets and sorted my crediters. All creditors passed my first budget and allowed me to carry on living without fear of bailiffs. Reviewed on: 23rd May 2025

So good.

5
So good. Super friendly and helpful staff. Easy to use online forms. They've done most of the work for me and relieved so much stress around my debts. Reviewed on: 23rd May 2025

Step change was a turning point for my family

5
Literally saved my life. From first hesitant call to today I’m forever thankful. I wanted to pay what was owed and step change allowed me to do that with dignity. Reviewed on: 23rd May 2025

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