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StepChange: Debt advice reviews

Name: Debt advice
Rating: 4.95 (16798 reviews)

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4.95

Based on 16,798 reviews, last reviewed 18th May 2026

100150% increase in 5 star reviews

in the past 90 days

900% increase in 1 star reviews

in the past 90 days

97%

Latest highest rating:

5

Non judgemental, easy to talk to Non judgemental, easy to talk to, I didnt have to feel ashamed anymore, just the facts and the solutions. Emails take a while to be replied to but the... Read more Reviewed on: 18th May 2026

Latest lowest rating:

2

Wouldn't recommend The customer service team I find to be very slow in responding, and I have sometimes had to send the same information a few times as they have clearly... Read more Reviewed on: 9th May 2026

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About this product

StepChange offer free and impartial advice to people who want to be free of debt.

The StepChange team will take time to understand your situation and then give you tailored advice based on your circumstances. StepChange can support you through a wide range of debt solutions including debt management plans and IVAs.

StepChange debt advice reviews help you find out what it’s really like to be a customer. If you’ve used StepChange before, you can also leave a review and share your experience.

Awards

Company of the year 2025

Awarded to the consumer credit company rated highest in customer reviews.
Best financial support provider 2025

Awarded to the financial support provider rated highest in customer reviews.

StepChange Debt advice reviews (16798)

Review of the StepChange, Debt advice:

Dare to hope,!

I have been very ill with cancer. During my treatments I took my eye off the ball as the saying goes. Was too ill to deal with post and many many calls from people demanding money. I was becoming paranoid about the phone,the postman. Well debts don’t go away I didn’t know where or who to turn to, my life was such a mess, I was even contemplating ending it all. A friend came here and said why don’t we ring Stepchange the debt charity. I had nothing to lose but from that very first call, they made me feel like we can sort this out together and took me through every single step. Every person I spoke with was efficient,nothing was too much trouble, kind and compassionate. Made me feel like perhaps I could live a life. Am not the only person this happens to. Quite a bit of paperwork which I found daunting but even if I was stuck on silly questions I always got a real person to speak with. I can’t praise them high enough Reviewed on: 27th August 2024

Stepchange has changed my life, no more worrying, or...

Stepchange has changed my life, no more worrying, or telephone calls from creditors. They have given me peace of life helping me. Reviewed on: 8th May 2024

It is not too long before we clear our debts, withou...

It is not too long before we clear our debts, without the help of StepChange our future would have been very difficult. Reviewed on: 8th May 2024

6 Years with StepChange....Highly Reccommended

Still currently on a Debt Management Plan from StepChange,but will be finishing paying back debts in a couple months time..It's been a long 6 years but StepChange have helped manage the repayments. Reviewed on: 8th May 2024

Supportive, clear, non-judgemental.

Supportive, clear, non-judgemental. It took some of the stress out of a stressful situtaion. Reviewed on: 8th May 2024

Took the pressure off me I am no able to breathe a...

Took the pressure off me I am no able to breathe a little Reviewed on: 8th May 2024

A Wonderful Charity - Highly Recommended

Tremendous reassurance provided and some great help given and expert advice to help me get out of a bad situation. Thank you very much, would highly recommend and have done to a few other people who have in turn, started their own plans. Reviewed on: 8th May 2024

Help me out of a very dark and lonely place

Help me out of a very dark and lonely place and now I feel more positive that my debts r under control Reviewed on: 8th May 2024

Stepchange has taken the stress and worry away from...

Stepchange has taken the stress and worry away from the position that I have found myself in. Their help has been invaluable to me and I would highly recommend them. Reviewed on: 8th May 2024

Having been medically retired and left on UC, my out...

Having been medically retired and left on UC, my outgoings were now higher than my income. A call to Stepchange took so much pressure off, we worked out our budget and they dealt with our creditors to arrange payment plans. The staff were so helpful, professional and empathetic which made the whole process much easier than I'd feared. Can't thank them enough. Reviewed on: 8th May 2024

Excellent at all times.

Friendly and caring agents. Good listening skills and tailor their product to suit your circumstances. They have helped me on many occasions and always lift a huge weight off my shoulders. Reviewed on: 8th May 2024

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