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StepChange: Debt advice reviews

Name: Debt advice
Rating: 4.95 (14720 reviews)

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4.95

Based on 14,720 reviews, last reviewed 16th Apr 2026

25% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

97%

Latest highest rating:

5

Amazing service Stepchange have been amazing help. Debt advice plan in place amazing customer service Reviewed on: 16th April 2026

Latest lowest rating:

2

My payments are not aligned with the date required b... My payments are not aligned with the date required by the credit card which cased major attention on my credit rating report Reviewed on: 23rd June 2025

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About this product

StepChange offer free and impartial advice to people who want to be free of debt.

The StepChange team will take time to understand your situation and then give you tailored advice based on your circumstances. StepChange can support you through a wide range of debt solutions including debt management plans and IVAs.

StepChange debt advice reviews help you find out what it’s really like to be a customer. If you’ve used StepChange before, you can also leave a review and share your experience.

Awards

Company of the year 2025

Awarded to the consumer credit company rated highest in customer reviews.
Best financial support provider 2025

Awarded to the financial support provider rated highest in customer reviews.

StepChange Debt advice reviews (14720)

Review of the StepChange, Debt advice:

No hassle no judgment help

Step change help us sort ourselves out without any fuss or judgement. They explained all the details and options and helped us follow through our plan. Also explained how to desk with the creditors. Fantastic service showing us "light at the end of the tunnel ". Reviewed on: 9th June 2021

Help with no judging

Got into trouble with money due to less hours. Did a debt plan online. Got it approved and they took it from there. Reviewed on: 1st May 2024

Friendly, knowledgeable and helpful

Friendly, knowledgeable and helpful throughout. Great guidance and I now feel in control of my finances Reviewed on: 1st May 2024

Very professional, never judge and always protected me.

Very professional, never judge and always protected me. Reviewed on: 1st May 2024

Stepchange really helped me pay my debts when I thou...

Stepchange really helped me pay my debts when I thought there was no way out. Reviewed on: 1st May 2024

Stepchange seriously changed my life

I was in financial crisis and it was affecting my mental health. Couldnt sleep, couldn't concentrate on anything, hadn't enough money to cover my outgoings, lived in my overdraft, couldn't afford new glasses or dental care. Reviewed on: 1st May 2024

Got into financial trouble due to messy divorce.

Got into financial trouble due to messy divorce. But step change helped me turn my life around Reviewed on: 1st May 2024

Piece of mind

I have a piece of to move forward. Reviewed on: 1st May 2024

I was worried managing some debt after divorce.

I was worried managing some debt after divorce. Step Change were so personable and easy to talk to. They put my mind at ease . Now I feel I don’t have to worry about it and can cope. Everything was very simple and the advisors were kind and understanding. Reviewed on: 1st May 2024

Very supportive and helpful

Very supportive and helpful making me feel happier in my life no one demanding money from me any longer. Just one payment a month and hassle free. Reviewed on: 1st May 2024

If any debt worries, make that call to Stepchange.

I was recommended by a friend. I felt that I was in safe hands from the moment of my first contacting StepChange. I have been dealt with in a compassionate, reassuring, efficient and professional manner. Reviewed on: 1st May 2024

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