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StepChange: Debt advice reviews

Name: Debt advice
Rating: 4.95 (16806 reviews)

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4.95

Based on 16,806 reviews, last reviewed 18th May 2026

100550% increase in 5 star reviews

in the past 90 days

900% increase in 1 star reviews

in the past 90 days

97%

Latest highest rating:

5

A friendly ear when i needed it most. A friendly ear when i needed it most. Stepchange contacted my creditors and negotiated the plan which is what i had dreaded the most. The peace of min... Read more Reviewed on: 18th May 2026

Latest lowest rating:

2

Wouldn't recommend The customer service team I find to be very slow in responding, and I have sometimes had to send the same information a few times as they have clearly... Read more Reviewed on: 9th May 2026

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About this product

StepChange offer free and impartial advice to people who want to be free of debt.

The StepChange team will take time to understand your situation and then give you tailored advice based on your circumstances. StepChange can support you through a wide range of debt solutions including debt management plans and IVAs.

StepChange debt advice reviews help you find out what it’s really like to be a customer. If you’ve used StepChange before, you can also leave a review and share your experience.

Awards

Company of the year 2025

Awarded to the consumer credit company rated highest in customer reviews.
Best financial support provider 2025

Awarded to the financial support provider rated highest in customer reviews.

StepChange Debt advice reviews (16806)

Review of the StepChange, Debt advice:

Dare to hope,!

I have been very ill with cancer. During my treatments I took my eye off the ball as the saying goes. Was too ill to deal with post and many many calls from people demanding money. I was becoming paranoid about the phone,the postman. Well debts don’t go away I didn’t know where or who to turn to, my life was such a mess, I was even contemplating ending it all. A friend came here and said why don’t we ring Stepchange the debt charity. I had nothing to lose but from that very first call, they made me feel like we can sort this out together and took me through every single step. Every person I spoke with was efficient,nothing was too much trouble, kind and compassionate. Made me feel like perhaps I could live a life. Am not the only person this happens to. Quite a bit of paperwork which I found daunting but even if I was stuck on silly questions I always got a real person to speak with. I can’t praise them high enough Reviewed on: 27th August 2024

Efficient and empathetic support.

Efficient and empathetic support. Did not feel judged once, very transparent from the get go Reviewed on: 5th May 2024

The help we received from Stepchange was life changing.

The help we received from Stepchange was life changing. After years of struggling with mounting debts - the interest payments were crippling. Stepchange helped us to negotiate a repayment plan which enabled us to pay off our debts over a number of years. We are now debt free, I don't think we could have done it alone. Reviewed on: 5th May 2024

I was worried about my debts I heard about stepchang...

I was worried about my debts I heard about stepchange and they helped me so much I’m now clear of my debt thank you step change Reviewed on: 5th May 2024

Great service

So helpful and lovely friendly customer care Reviewed on: 5th May 2024

I cannot thank Stepchange enough.

I cannot thank Stepchange enough. During my debt management I was diagnosed twice with cancer. Stepchange was there supporting and getting me through. I thought the day I was debt free would never arrive. And now Stepchange with your help, it has. I always recommend. Thankyou so, so much. Reviewed on: 5th May 2024

Help when needed

They helped me to sort out what felt to be an impossible situation. They were always there to assist with any worries I may have and help me all thro the process .. Reviewed on: 5th May 2024

I am very happy that i asked Step Change for help, but.

I am very happy that i asked Step Change for help. They took on my case straight away and gave me a chance to breath. The only problem i have is that 3 credit card companies are still threatening me that i am not paying and it is affecting my credit rating monthly. Reviewed on: 5th May 2024

Forever grateful to step change.

Forever grateful to step change. They have helped me manage my debt with no judgment and made it very easy. I still have a way to go but it is totally manageable now and I don’t spend sleepless nights worrying about my debts. Thank you step change Reviewed on: 5th May 2024

Brilliant they have really helped me to pay off my d...

Brilliant they have really helped me to pay off my debts Reviewed on: 5th May 2024

I can finally breathe again!

When I called StepChange I was in a bad place, I felt like I was never going to get out of this circle of paying the minimum but only really paying the interest and not reducing my debt. The advisor was ever so lovely, she did not judge me and she truly wanted to help me out. I am now 18 months into the plan and I can finally breathe again. Each month, my debt is reducing and I am closer to becoming debt free. I would 100% recommend this service. And the best thing is that it’s free! So every penny you pay is reducing your debt. Reviewed on: 5th May 2024

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