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StepChange: Debt advice reviews

4.92
Based on 18,645 reviews, last reviewed 24th Jun 2026
188450% increase in 5 star reviews
in the past 90 days
1600% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
97%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Step Change get my life back on track. Step Change get my life back on track. Step Change worked out what i can afford. Very grateful for all the support and the advises from the advisors a... Read more Reviewed on: 24th June 2026
Mel C's avatar
Mel C

Latest lowest rating:

1

You can not get in touch over the phone unless it’s... You can not get in touch over the phone unless it’s early morning or you are in luck, meaning it would be time off work to call. When I have got throu... Read more Reviewed on: 22nd June 2026
Co's avatar
Co

About this product

StepChange offer free and impartial advice to people who want to be free of debt.

The StepChange team will take time to understand your situation and then give you tailored advice based on your circumstances. StepChange can support you through a wide range of debt solutions including debt management plans and IVAs.

StepChange debt advice reviews help you find out what it’s really like to be a customer. If you’ve used StepChange before, you can also leave a review and share your experience.

StepChange Debt advice reviews (18645)

Review of the StepChange, Debt advice:

No hassle no judgment help

5
Step change help us sort ourselves out without any fuss or judgement. They explained all the details and options and helped us follow through our plan. Also explained how to desk with the creditors. Fantastic service showing us "light at the end of the tunnel ". Reviewed on: 9th June 2021

Excellent supportive non judgemental advice.

5
Excellent supportive non judgemental advice. Took enormous stress off of me and helped me to sort my finances out and dealt with creditors. They saved my life, Reviewed on: 23rd May 2025

From crisis to calm

5
I was in a major financial crisis - I had no idea how I coud get out of the hole I was in . Stepchange calmly and efficiently coached me through giving me breathing space and a structure. In the last 6 years I have managed to clear the bulk of my debts and am have restored my credit rating. Reviewed on: 23rd May 2025

Very good advice and practical advice

5
Very good advice and practical advice Reviewed on: 23rd May 2025

Took the worry of debt away from me and helped me to...

5
Took the worry of debt away from me and helped me to move forward Reviewed on: 23rd May 2025

Struggling to sleep with debt worry.

5
I was overwhelmed with the financial situation I found myself in with the stress causing broken nights sleep with worry, StepChange literally saved my life, they are absolutely amazing, when speaking on the phone they were professional, empathic, kind and helped me resolve my debt issues and finally get a good nights sleep, thank you is not enough. Reviewed on: 23rd May 2025

Client Centred

5
StepChange had my well being and interests as central from the get go to the present - over several years now. Reviewed on: 23rd May 2025

Very helpful not complaining they have been there fo...

5
Very helpful not complaining they have been there for me since I was struggling with my finances Reviewed on: 23rd May 2025

StepChange gave me clear and easy to understand advice.

5
StepChange gave me clear and easy to understand advice. I found the website and online experience straight forward. You can speak to a debt advisor by phone if you wish. the Debt Management Plan they setup for me has taken a lot of worry and stress away. I also find the yearly reviews a great help aswell as being able to go on the website to look at my DMP at anytime for advice or to check my DMPstatements etc. Reviewed on: 23rd May 2025

Excellent service, staff are so helpful, none judgem...

5
Excellent service, staff are so helpful, none judgemental. Without the assistance of StepChange my life would be a total mess. Reviewed on: 23rd May 2025

I find it almost impossible to get through to speak...

3
I find it almost impossible to get through to speak someone on the phone and no one replies to any emails. Reviewed on: 23rd May 2025

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