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StepChange: Debt advice reviews

4.95
Based on 16,055 reviews, last reviewed 7th May 2026
64500% increase in 5 star reviews
in the past 90 days
700% increase in 1 star reviews
in the past 90 days
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Latest highest rating:

5

Supportive, Professional, and Life-Changing Help I had a really positive experience with StepChange. From the first conversation, they were understanding, professional, and completely non-judgemental... Read more Reviewed on: 7th May 2026
Karen P's avatar
Karen P

Latest lowest rating:

1

Double redundancy Joined stepchange after being made redundant, then ha to rejoin after Covid because I was made redundant again. Always a great help - even when I app... Read more Reviewed on: 6th May 2026
Andrew's avatar
Andrew

About this product

StepChange offer free and impartial advice to people who want to be free of debt.

The StepChange team will take time to understand your situation and then give you tailored advice based on your circumstances. StepChange can support you through a wide range of debt solutions including debt management plans and IVAs.

StepChange debt advice reviews help you find out what it’s really like to be a customer. If you’ve used StepChange before, you can also leave a review and share your experience.

StepChange Debt advice reviews (16055)

Review of the StepChange, Debt advice:

Great, helpfully service

5
Really helpfull and knowledgeable people. The advisor gave me advise and guided me through the whole process to set up my debt management plan. Now, I don't wake up during the night worrying because I know my financial situation getting and my debt is reducing. Reviewed on: 7th June 2025

Very helpful advisor and reassuring and thorough

5
Very helpful advisor and reassuring and thorough Reviewed on: 1st May 2024

The company give you best advice and listen to you a...

5
The company give you best advice and listen to you and have empathy.I was rock bottom and embarrassed about my situation but I did not feel judged. In fact after my initial conversation I felt like I had had a therapy meeting as I was desperate. I got my self worth back Reviewed on: 1st May 2024

Excellent, friendly and helpful service.

5
Excellent, friendly and helpful service. Has made such a difference to my financial situation and eased my worries and concerns. I feel like I can see light at the end of the tunnel. I highly recommend Stepchange and encourage anyone concerned about money and debt to get in touch with them. Reviewed on: 1st May 2024

Best decision I ever made in managing my debt.

5
Best decision I ever made regarding managing my debt. The person on the phone was so patient and understanding and took time to evaluate and suggest the best way/options to tackle it. I felt I could sleep at night and was so less stressed and worried and in control of it all. I’m not out of it yet, but I’m confident in my ability to see it through. What is also so important is the ability to pick up the phone and talk to someone on the site quickly and easily Reviewed on: 1st May 2024

Simply put, step change changed my life around for t...

5
Simply put, step change changed my life around for the better. Great help and advice. Reviewed on: 1st May 2024

Step change were helpful and able to provide a plan...

5
Step change were helpful and able to provide a plan to meet my needs. I would only recommend if they could provide communication with debtors to ensure evryone is being paid Reviewed on: 1st May 2024

A huge relief

4
A huge relief giving them a ring should have done it sooner. No judgement just very helpful and a weight of your mind Reviewed on: 1st May 2024

Stepchange has the magic wand.

5
Stepchange has the magic wand. Once I contacted stepchange, they worked with me to stop my situation from turning into a miserable and stressful situation. Reviewed on: 1st May 2024

I was losing sleep, constantly anxious and had no cl...

5
I was losing sleep, constantly anxious and had no clue where to turn over my debt and missed payments. I can’t thank Stepchange enough for their understanding, non judgement and overall amazing experience! Reviewed on: 1st May 2024

Stepchange eased my worries

5
From day 1 when I first contacted them for help and advice the service that I was given was top quality they assisted me and worked out a suitable plan to get my depts under control Reviewed on: 1st May 2024

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