Write a review

Go to business site

StepChange: Debt advice reviews

Name: Debt advice
Rating: 4.95 (16808 reviews)

View other StepChange products

4.95

Based on 16,808 reviews, last reviewed 18th May 2026

100650% increase in 5 star reviews

in the past 90 days

900% increase in 1 star reviews

in the past 90 days

97%

Latest highest rating:

5

My experience has being great and helpful My experience has being great and helpful Reviewed on: 18th May 2026

Latest lowest rating:

2

Wouldn't recommend The customer service team I find to be very slow in responding, and I have sometimes had to send the same information a few times as they have clearly... Read more Reviewed on: 9th May 2026

Read all reviews See your review

About this product

StepChange offer free and impartial advice to people who want to be free of debt.

The StepChange team will take time to understand your situation and then give you tailored advice based on your circumstances. StepChange can support you through a wide range of debt solutions including debt management plans and IVAs.

StepChange debt advice reviews help you find out what it’s really like to be a customer. If you’ve used StepChange before, you can also leave a review and share your experience.

Awards

Company of the year 2025

Awarded to the consumer credit company rated highest in customer reviews.
Best financial support provider 2025

Awarded to the financial support provider rated highest in customer reviews.

StepChange Debt advice reviews (16808)

Review of the StepChange, Debt advice:

Dare to hope,!

I have been very ill with cancer. During my treatments I took my eye off the ball as the saying goes. Was too ill to deal with post and many many calls from people demanding money. I was becoming paranoid about the phone,the postman. Well debts don’t go away I didn’t know where or who to turn to, my life was such a mess, I was even contemplating ending it all. A friend came here and said why don’t we ring Stepchange the debt charity. I had nothing to lose but from that very first call, they made me feel like we can sort this out together and took me through every single step. Every person I spoke with was efficient,nothing was too much trouble, kind and compassionate. Made me feel like perhaps I could live a life. Am not the only person this happens to. Quite a bit of paperwork which I found daunting but even if I was stuck on silly questions I always got a real person to speak with. I can’t praise them high enough Reviewed on: 27th August 2024

Helpful, friendly and informative

Every interaction has been dealt with promptly and respectfully. All customer service assistants have been friendly and very helpful, explaining everything clearly but without complicating me. Reviewed on: 4th May 2024

I went to Step Change as i Had No Where Else to Turn...

I went to Step Change as i Had No Where Else to Turn too. They Were Great at Helping me Sort out my Payment Plan and Gave Me Peace of Mind. Reviewed on: 4th May 2024

Stepchange was a life saver, after my father passed...

Stepchange was a life saver, after my father passed away. I needed help with my debt. From first call to setting up my DMP they were great. Highly recommend them. Reviewed on: 4th May 2024

Non judgmental care and advice who helped me gain co...

Non judgmental care and advice who helped me gain control of my finances Reviewed on: 4th May 2024

I am so happy that Stepchange was there to help me w...

I am so happy that Stepchange was there to help me with my debts , so helpful and so friendly , nothing is to much trouble in helping to find the best solution so thank you Stepchange Reviewed on: 4th May 2024

StepChange are sympathetic to your needs

StepChange were very sympathetic to my needs and guided me constructively through the minefield that is debt management. They do exactly what they say they are going to do....they contacted my creditors, sent letters and spreadsheets of my current financial situation and also updated whrn creditors passed the debt to another company. All the creditors, when I have called them, confirmed a plan was in place with StepChange and that they were happy with the arrangement and, they too, were also sympathetic to my situation. Reviewed on: 4th May 2024

Very helpful staff.

Very helpful staff.. They explained everything in simple terms. Have managed to pay off most of my debts. Easy manageable payments. Reviewed on: 4th May 2024

They are helpful, give peace of mind and from credit...

They are helpful, give peace of mind and from creditors and are very professional. Reviewed on: 4th May 2024

Stepchange are amazing!

I am hugely impressed with Stepchange, how patient, kind, caring and supportive they have been. I couldn't face dealing with my debts for many months, buried my head in the sand. The phone was always answered promptly and there was no rush to explain anything, great advice re all aspects of completing the budget. I praise them to everyone I talk to about debts! A huge weight lifted off my shoulders. It's an embarrassing position to be in, you can feel ashamed too but not with Stepchange, they are understanding and sympathetic. Awesome people, I've even had a laugh with some people I've spoken to which seems crazy considering my situation Reviewed on: 4th May 2024

Stepchange literally saved my life,I wish I had gone...

Stepchange literally saved my life,I wish I had gone to them alot sooner than I did,very easy to talk to,and explain everything in easy to understand language. Thank you stepchange. Reviewed on: 4th May 2024

Do you have a different StepChange product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Debt advice
from My Debt Plan 4.86 from 375 reviews
Debt advice
from Business Debtline 0.00 from 0 reviews
Debt advice
from National Debtline 4.88 from 7 reviews

Want to see more from StepChange?

Mortgage Broker
from StepChange 5.00 from 6 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub