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StepChange: Debt advice reviews

Name: Debt advice
Rating: 4.92 (18639 reviews)

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4.92

Based on 18,639 reviews, last reviewed 20th Jun 2026

188300% increase in 5 star reviews

in the past 90 days

1500% increase in 1 star reviews

in the past 90 days

97%

Latest highest rating:

5

I was at my wit's end with my debts I was at my wit's end with my debts and found out about Stepchange. They helped me budget my debts whilst managing my outgoings. They have been a go... Read more Reviewed on: 20th June 2026

Latest lowest rating:

1

WOULD NOT RECOMMEND Very poor level of service. I haven't had a reply to an email or chase ups for almost 2 months. They have said they haven't received payments when the... Read more Reviewed on: 10th June 2026

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About this product

StepChange offer free and impartial advice to people who want to be free of debt.

The StepChange team will take time to understand your situation and then give you tailored advice based on your circumstances. StepChange can support you through a wide range of debt solutions including debt management plans and IVAs.

StepChange debt advice reviews help you find out what it’s really like to be a customer. If you’ve used StepChange before, you can also leave a review and share your experience.

Awards

Company of the year 2025

Awarded to the consumer credit company rated highest in customer reviews.
Best financial support provider 2025

Awarded to the financial support provider rated highest in customer reviews.

StepChange Debt advice reviews (18639)

Review of the StepChange, Debt advice:

I turned to step change in 2020 my marriage had bro...

I turned to step change in 2020 my marriage had broken down , and I was left with a lot of debts so I owed about 16000, at the time, iv been able to put all my debts as one payment, so far iv payed just over 6,000 pounds in the last 5 years I'm glad I did turn to step change, they have helped me sort out my debts and now iv been able to sleep at night Reviewed on: 24th May 2025

Without stepchange, I’d dread to think where I would...

Without stepchange, I’d dread to think where I would be now. Reviewed on: 23rd May 2025

Very Very helpful considered understanding

Very Very helpful considered understanding Reviewed on: 23rd May 2025

I was getting so much harassment from creditors , up...

I was getting so much harassment from creditors , up to 20+ calls a day. Step change have been brilliant in helping me to get back on track, and paying affordable monthly payments. Reviewed on: 23rd May 2025

Empathetic non judgemental.

Empathetic non judgemental. Checked all options to find what was best for us Reviewed on: 23rd May 2025

Very easy and confidential service that’s makes you...

Very easy and confidential service that’s makes you feel better about yourself Reviewed on: 23rd May 2025

Outstanding customer service and support.

Outstanding customer service and support. Reviewed on: 23rd May 2025

Great serviceMade me feel in control of my situation.

Made me feel in control of my situation. Setting out my income made me reflect on my spending. Reviewed on: 23rd May 2025

Instant peace of mind

After contacting Stepchange I felt like a massive weight had been lifted from my shoulders. Every advisor I spoke to was so helpful and understanding and I had every confidence in their ability Reviewed on: 23rd May 2025

Stepchange changed my life

Stepchange changed my life, at a time when I couldn’t see a way out this amazing charity enabled me to see the wood for the trees and took a huge weight off my shoulders which was starting to feel increasingly difficult to cope with. Reviewed on: 23rd May 2025

Changed my life that all can say.

Changed my life that all can say.i was surving but the toll on my mental health was exhausting. Honestly contacting step change was the best thing I could have done Reviewed on: 23rd May 2025

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