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StepChange: Debt advice reviews

Name: Debt advice
Rating: 4.92 (18639 reviews)

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4.92

Based on 18,639 reviews, last reviewed 20th Jun 2026

376700% increase in 5 star reviews

in the past 90 days

1500% increase in 1 star reviews

in the past 90 days

97%

Latest highest rating:

5

I was at my wit's end with my debts I was at my wit's end with my debts and found out about Stepchange. They helped me budget my debts whilst managing my outgoings. They have been a go... Read more Reviewed on: 20th June 2026

Latest lowest rating:

1

WOULD NOT RECOMMEND Very poor level of service. I haven't had a reply to an email or chase ups for almost 2 months. They have said they haven't received payments when the... Read more Reviewed on: 10th June 2026

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About this product

StepChange offer free and impartial advice to people who want to be free of debt.

The StepChange team will take time to understand your situation and then give you tailored advice based on your circumstances. StepChange can support you through a wide range of debt solutions including debt management plans and IVAs.

StepChange debt advice reviews help you find out what it’s really like to be a customer. If you’ve used StepChange before, you can also leave a review and share your experience.

Awards

Company of the year 2025

Awarded to the consumer credit company rated highest in customer reviews.
Best financial support provider 2025

Awarded to the financial support provider rated highest in customer reviews.

StepChange Debt advice reviews (18639)

Review of the StepChange, Debt advice:

I was a nervous wreck with debts piling up after bei...

I was a nervous wreck with debts piling up after being made redundant. Stepchange was recommended by a family member and it was the best thing I ever did. They talked me through everything and set up a manageable payment scheme. Reviewed on: 19th May 2024

100% helpfull.

Very simple to fill in, no cost and clear. NOT patronising just simple questions to answer and a yearly review to help you keep on top of things. Reviewed on: 23rd May 2025

Helped to clarify what needed paying, in what order...

Helped to clarify what needed paying, in what order and stop interest being added! Amazing help! Reviewed on: 23rd May 2025

I was drowning in debt and couldn’t see any way out...

I was drowning in debt and couldn’t see any way out until StepChange helped me Reviewed on: 23rd May 2025

They helped me sort out a payment plan that was affo...

They helped me sort out a payment plan that was affordable and relieved the stress involved in being in debt. They were very helpful without judging and sorted out the best plan for me and I am now debt and stress free Reviewed on: 23rd May 2025

Step Change - deeply impressive saviours.

Due to a prolonged absence from work due to a health condition (over a year) my wife and I found ourselves going from reasonably comfortable to borrowing on credit cards to pay the mortgage and stay afloat. After borrowing from Peter to pay Paul for a while our situation was becoming desperate - our minimum repayments were spiralling way above our ability to pay them. We seemed to be staring into the jaws of total oblivion and were completely stressed and overwhelmed. A friend recommended Step Change and from the moment we called them they calmed our fears, took the pressure off completely and renegotiated suitable repayments with our creditors and negotiated zero interest rates on our cards and loans so we could begin to rebuild our lives. Both my wife and I cannot recommend Step Change enough - their service is life changing, their advisors are incredibly calm and helpful and they are just brilliant!! I think my wife and I felt ashamed at our plight, but Step Change never judged us, they deal with everybody from all walks of life and income groups because as in our case it's not just those on lower incomes who get into debt as we proved!! We had good incomes but when we lost the biggest of those we were sinking fast. Two years down the line we're steadily repaying our debts and trying to get back on our feet and none of that would have been possible if it wasn't for Step Change. I only wish Barclays had been similarly helpful with our mortgage arrears - they have been a total nightmare over some quite modest arrears actually!!! Shame Step Change only deal with unsecured debt... Reviewed on: 23rd May 2025

Found myself pretty overwhelmed with debt as well it...

Found myself pretty overwhelmed with debt as well it becoming out of control. Once I contacted Stepchange I had noticed the debt became more manageable as time went on over the next few months. Reviewed on: 23rd May 2025

Support and service provided excellent

Support and service provided really helped to help solve issues Reviewed on: 23rd May 2025

Financial crisis help

I was feeling completely out of control with my finances and StepChange helped me without me feeling judged or stupid and took so much weight off my shoulders. Reviewed on: 23rd May 2025

Really friendly and professional staff, always tryin...

Really friendly and professional staff, always trying to support me Reviewed on: 23rd May 2025

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My experience is mine and mine alone Reviewed on: 23rd May 2025

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